ShokWaveRider
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
History:
I have worked and paid into local "State" pension systems of a few countries. "State" in this context is the equivalent of the USA's SS system. Most notably UK and Canada. Well I found out that both these countries have "Social Security Totalization Agreements" with the USA. This means that because I contributed to them (Unlike some Teachers and some Government Employees in the US) that I am NOT subject to WEP on my USA SS Check when I decide to take the payments. So I can happily claim my Canadian CPP, UK State Pension AND US Social Security without any claw backs. Yes I am/will be subject to taxes on all, but at least I get my full SS entitlement without reductions. This is most pertinent as I only have 27 years of substantial contributions to SS. This would have been moot if I had 30 years.
Well to me that is good news, even though Canada and UK pensions are small. Every little bit counts ay?
I have worked and paid into local "State" pension systems of a few countries. "State" in this context is the equivalent of the USA's SS system. Most notably UK and Canada. Well I found out that both these countries have "Social Security Totalization Agreements" with the USA. This means that because I contributed to them (Unlike some Teachers and some Government Employees in the US) that I am NOT subject to WEP on my USA SS Check when I decide to take the payments. So I can happily claim my Canadian CPP, UK State Pension AND US Social Security without any claw backs. Yes I am/will be subject to taxes on all, but at least I get my full SS entitlement without reductions. This is most pertinent as I only have 27 years of substantial contributions to SS. This would have been moot if I had 30 years.
Well to me that is good news, even though Canada and UK pensions are small. Every little bit counts ay?
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