explanade
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- May 10, 2008
- Messages
- 7,442
Getting closer to pulling the trigger, sometime in the early fall, so that it would be in time for ACA enrollments for next year.
I've converted all my tIRA to ROTH so my retirement accounts consist of my 401k and ROTH IRA, though I haven't made the IRA contribution for this year yet so I could do it to a tIRA and then convert next year to ROTH.
I've heard some suggestion here it may not necessarily be advantageous to roll over the 401k right away.
The 401k consists entirely of a institutional VG bond fund. It plugs away, but nothing spectacular.
My taxable accounts includes a lot of admiral shares of VG funds so I could probably roll over to something comparable in my VG account.
What would be the advantage of not rolling over? Would rolling over later, say a couple of years after retirement, trigger any special tax events?
I've converted all my tIRA to ROTH so my retirement accounts consist of my 401k and ROTH IRA, though I haven't made the IRA contribution for this year yet so I could do it to a tIRA and then convert next year to ROTH.
I've heard some suggestion here it may not necessarily be advantageous to roll over the 401k right away.
The 401k consists entirely of a institutional VG bond fund. It plugs away, but nothing spectacular.
My taxable accounts includes a lot of admiral shares of VG funds so I could probably roll over to something comparable in my VG account.
What would be the advantage of not rolling over? Would rolling over later, say a couple of years after retirement, trigger any special tax events?