Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
That's what most of my former co-workers told me. It never seemed to occur to them to reduce their living expenses, and I never suggested it knowing what their response might be. Most couldn't imagine 'having less,' felt they were entitled to what they had, and more. Most of them made less than I did, yet they had nicer homes, cars and more/newer toys than DW and I. We make our choices, and live with the outcomes?I wonder how many people don't save for retirement because what they make barely covers their living expenses.Of course.
I had access to the contribution data on all our employees, about 2/3rds didn't participate in our 401k at all, and very few contributed 10% or more. And too many took out "loans" on their 401k's.
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