audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I think for most folks, especially those starting out, the following advice is key:
Don't carry a balance on any credit card or department store account. This saves money by
A ) Forcing you to live within your paycheck, and
B ) You might have to save up the money to buy something, by the time you have saved the money, you can decide whether you really do want it after all, and
C ) You avoid all the interest payments and fees associating with using credit
all those savings can really add up over a lifetime. Or the converse, as unfortunately seems to happen to a huge number of people.
Audrey
Don't carry a balance on any credit card or department store account. This saves money by
A ) Forcing you to live within your paycheck, and
B ) You might have to save up the money to buy something, by the time you have saved the money, you can decide whether you really do want it after all, and
C ) You avoid all the interest payments and fees associating with using credit
all those savings can really add up over a lifetime. Or the converse, as unfortunately seems to happen to a huge number of people.
Audrey