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View Poll Results: What percentage are you down so far?
Down 0% to -10% 107 33.86%
Down -11% to -20% 155 49.05%
Down -21% to -30% 50 15.82%
Down -31% or higher 4 1.27%
Voters: 316. You may not vote on this poll

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Old 04-12-2020, 04:54 AM   #201
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Originally Posted by FREE866 View Post
Short term outperformance of stock indexes can unfortunately provide a false sense of comfort that assumes having a low equity position is the right away to invest.



If one has a long term time horizon and wants /needs growth having high equity exposure will put you in a much better position of achieving those goals. The volatility you experience is the emotional price you pay for excellent long term returns.



"The stock market is a device for transferring money from the impatient to the patient." - Warren Buffett
This is good advice for someone investing for retirement. Once one is retired with a decent amount accumulated, the goals shift from predominantly long term to definitely some of it short term. Not everyone is looking to hand their life Invested savings to the next generation or wanting to die with more or having their largest income when they are oldest.
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Old 04-12-2020, 09:12 AM   #202
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Yeah, I made a couple hundred grand too!
Are you responding to a particular post? What's your YTD is the topic of the thread, right?
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Old 04-12-2020, 09:16 AM   #203
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Originally Posted by audreyh1 View Post
This is good advice for someone investing for retirement. Once one is retired with a decent amount accumulated, the goals shift from predominantly long term to definitely some of it short term. Not everyone is looking to hand their life Invested savings to the next generation or wanting to die with more or having their largest income when they are oldest.
+1

Once you reach a certain age "long term horizon" is subject to mandatory redefinition.
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Old 04-12-2020, 12:22 PM   #204
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+2
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Old 04-15-2020, 10:17 AM   #205
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Break even year to date. My stock allocation has been very low since mid 2018 at which point I started adding gold, which has been helpful.
I am up 3.5% YTD. I usually have a portfolio of 25% stocks, 25% 20 year treasury bonds; 25% gold and 25% cash but went to 35% cash in mid-January when I started hearing there could be supply chain issues due to the coronavirus. Gold has been very helpful.
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Old 04-15-2020, 11:22 AM   #206
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Originally Posted by audreyh1 View Post
This is good advice for someone investing for retirement. Once one is retired with a decent amount accumulated, the goals shift from predominantly long term to definitely some of it short term. Not everyone is looking to hand their life Invested savings to the next generation or wanting to die with more or having their largest income when they are oldest.
+1000
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Old 04-15-2020, 11:27 AM   #207
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Up 25%. Shorted the market in Feb.

Joking.... up 1% ytd. 5 yr CD's ave 3 1/2%.
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Old 04-15-2020, 11:47 AM   #208
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I'm down about 4% from my high, whenever that was. I moved a bunch of money to Money Market yesterday. I'm in a financially secure place, and decided I wanted some peace of mind at least thru the end of the year. Then I'll revisit. I see the many posts of people here who view down markets as buy opportunities, but I don't have the guts. I sleep better doing it this way.
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Old 04-15-2020, 12:36 PM   #209
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Down 6.28% Nice recovery in the making.

Glad I stayed the course.
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Old 04-15-2020, 12:41 PM   #210
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This year is going quite well so far for my brokerage account thanks to the most innovative carmaker in the world called "Tesla". YTD my account is up 26.24% as of yesterday (it's up a little more today). Over the past 1 year, it's up 68.83% as of yesterday.

I don't trade often but I do try heavily weight in positions that I think have the lowest risk and biggest chance for future growth. I've been doing this for 30 years (and retired for 20) so it's good that it's working out even in the age of Coronavirus. I'm of the opinion that most financial advisors couldn't advise themselves out of a haunted house.
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Old 04-15-2020, 12:47 PM   #211
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Less than 2% as I bailed early. Now looking to buy stocks and ETFs that will sustain us for another 15-20 years. DD warned me not to be too quick on the trigger as she believes that the market hasn't bottomed yet.
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Old 04-15-2020, 12:49 PM   #212
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I never know everything until the statements come in the mail. Usually a week after month end, so even then what it was a week ago. During this crazyness it fluctuates rapidly and so I know something but not everything.
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Old 04-15-2020, 12:57 PM   #213
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From the peak to the low, I was down $155,000 (at 55% in the market). Now it's at about $75,000 down. I don't care. It's only on paper. Like Arnold... It will be back!
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Old 04-17-2020, 03:59 PM   #214
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As of today YTD -8%
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Old 04-17-2020, 04:26 PM   #215
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WOW, I am back to January 1st, 2020 level !!
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Old 04-17-2020, 04:30 PM   #216
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Down 3.18% year to date as of today. Back to November 1, 2019 level. 50/50 asset allocation, rebalancing as required by my investment policy statement.
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Old 04-17-2020, 04:58 PM   #217
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The poll Q is "What percentage are you down so far?"

From what?
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Old 04-17-2020, 05:02 PM   #218
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The poll Q is "What percentage are you down so far?"

From what?
The OP's example was year to date, so that's what I used.
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Old 04-17-2020, 07:54 PM   #219
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Down 3.18% year to date as of today. Back to November 1, 2020 level. 50/50 asset allocation, rebalancing as required by my investment policy statement.


Down 6.4% YTD. Also 50/50 but we have some international exposure.
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Old 04-18-2020, 12:28 AM   #220
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As of today, down 3.0% YTD (after rebalancing on 3/23 due to my AA being off kilter).

Honestly I have no idea what the market will do now, or ever. Whatever it does, as always my plan is to do nothing other than rebalance if/when required by the rebalancing "rules" I set down for myself in my written financial plan.
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