Why are you frugal?

We are not particularly frugal but we do shop on value. We have always lived below our income. Strong aversion to consumer debt and long term mortgages.

Price is only part of the equation for us. Value to us is what counts.

Happy to keep our vehicles for 15 years and longer if it means we can travel more often or retire earlier. We do not particularly need the newest of anything. Quite often version 2.0 is better and less expensive. No issue with a smaller home in a better neighborhood.

We don't go about saving bits of elastic or wire for just in case or scrimp on anything that we want. But....we are far from the world's greatest consumers. Nor do we care a whit about keeping up with others or what we think others expect of us.

We can thank our parents for much of that attitude.
 
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