Texas Proud
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- May 16, 2005
- Messages
- 17,268
I know there have been many threads on dental insurance and how it is not really insurance etc. etc.... I know about that etc., but will complain about something else...
I decided to buy dental insurance this year for the 4 of us... cost about $120 per month... it states that it will pay 100% of normal preventative starting when we purchase the insurance.... both in and out of network...
So, kids went in January (their normal time, had been scheduled 6 months earlier).... normal stuff, I do not even believe any X-rays...
I just go my EOB and to my surprise the amount they will pay is only about 40% of the bill... WHAT They agree on the three charges being submitted, but their 'normal' cost is so much lower than what you can get it for around here... they are paying their 'normal' charges....
Now, I have called around and the price my dentist is charging is almost the same as others... I did not call any of those dental mill places as they do not provide the level of care that I think we need....
Will be dropping this insurance pretty quickly....
I decided to buy dental insurance this year for the 4 of us... cost about $120 per month... it states that it will pay 100% of normal preventative starting when we purchase the insurance.... both in and out of network...
So, kids went in January (their normal time, had been scheduled 6 months earlier).... normal stuff, I do not even believe any X-rays...
I just go my EOB and to my surprise the amount they will pay is only about 40% of the bill... WHAT They agree on the three charges being submitted, but their 'normal' cost is so much lower than what you can get it for around here... they are paying their 'normal' charges....
Now, I have called around and the price my dentist is charging is almost the same as others... I did not call any of those dental mill places as they do not provide the level of care that I think we need....
Will be dropping this insurance pretty quickly....