I am going onto a COBRA, which can last for 18 months. We will likely be moving to NC, where if necessary, I can purchase HIPAA coverage after the COBRA time runs out. We are 50 years old, and would like to remain retired, but this health care thing can be a real mystery. My understanding on the HIPAA coverage is that this must be made available, and it will cover all potential problems, but the cost may be quite high.
Does anybody have any idea just how high the HIPAA coverage might possibly be ? I priced out a BC/BS high-deductible policy for my wife and myself, and that should be around 9K per year, but I can find no HIPAA quotes. Is it right to think that 20K or so would be a worst case ? It would be helpful tp have some idea what to expect as a worst case.
Does anybody have any idea just how high the HIPAA coverage might possibly be ? I priced out a BC/BS high-deductible policy for my wife and myself, and that should be around 9K per year, but I can find no HIPAA quotes. Is it right to think that 20K or so would be a worst case ? It would be helpful tp have some idea what to expect as a worst case.