JoeWras
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Sep 18, 2012
- Messages
- 11,738
What are the thoughts on syncing retirement dates with your spouse?
DW gets a very good benefit in 2018 (hugely subsidized health insurance). We'll both be 55. I would also be able to tap into this plan. The savings would be at least $10k per year in today's money.
Meanwhile, I don't have any incentives from my j*b except for some final stock vesting later this year, my last lot. After that, there's no reason to stay except for the paycheck.
I'm pretty much ready to ER now, especially if the DW stays for the H.I. benefit. But this doesn't feel good to me. Having a sugar mama would be cool and all, but it isn't my style. Honestly, I'm looking for an excuse like a layoff or buyout.
What are other people's experience in this? Have you successfully done retirements with many years overlapping with just one spouse? Or did you stick it out to go together.
I'm just not feeling good letting the DW hang out to dry. Another option is to just go for it and have her leave early too and we pay for the health insurance. But it is a lot to give up since we'd be in the ACA pool.
DW gets a very good benefit in 2018 (hugely subsidized health insurance). We'll both be 55. I would also be able to tap into this plan. The savings would be at least $10k per year in today's money.
Meanwhile, I don't have any incentives from my j*b except for some final stock vesting later this year, my last lot. After that, there's no reason to stay except for the paycheck.
I'm pretty much ready to ER now, especially if the DW stays for the H.I. benefit. But this doesn't feel good to me. Having a sugar mama would be cool and all, but it isn't my style. Honestly, I'm looking for an excuse like a layoff or buyout.
What are other people's experience in this? Have you successfully done retirements with many years overlapping with just one spouse? Or did you stick it out to go together.
I'm just not feeling good letting the DW hang out to dry. Another option is to just go for it and have her leave early too and we pay for the health insurance. But it is a lot to give up since we'd be in the ACA pool.