Well, I meant is what causes you to unable to reach Early Retirement? Most of the reading that I found are usually based on poor planning, spend too much... but what I am looking for is "other" factors that contributed to your delaying retirement. It might be..
1) Love your job too much
2) Grown children unable to take care of themselves
3) Sickness
4) Low paying job
5) Divorced
6) Health insurance
7) Too conservative in investing
8) ...
... it's amazing how careful you can plan but some of these factor are totally unpredictable and uncontrollable. A friend of my is facing with number #2.
1) Love your job too much
2) Grown children unable to take care of themselves
3) Sickness
4) Low paying job
5) Divorced
6) Health insurance
7) Too conservative in investing
8) ...
... it's amazing how careful you can plan but some of these factor are totally unpredictable and uncontrollable. A friend of my is facing with number #2.