evilanne
Recycles dryer sheets
In my case, Schwab's estimator (with a reasonable growth projection) tells me I will have a 115K RMD when I first draw at 73.
While I welcome the idea of getting 115K I don't welcome the idea of what that will do to me tax wise (federal, state, IRMAA) on single filer on top of a pension plus social security. Yes, I know, a good problem to have.
Yes, it very much depends on the individual or couple. If I had no pension or less expected social security or was MFJ, it would be less of an issue.
It looks like the only variable you have control over is your marital status...so
maybe there is some poor old soul out there for you