hakuna matata
Recycles dryer sheets
Just curious if anyone here would cop to a big splurge on retirement. It seems a natural thing to do, but my sense is that it would go against the grain of most people here, given their savings patterns and LBYM. My wife and I have always lived that same way, but we do spend money on certain things only if we feel it is worth it to us. Obviously what is worth it to me would/could seem frivolous to another, so the question isn't if what I am splurging on is right or wrong.
The question is 'did you do a big splurge when YOU retired or are you planning on doing a big splurge if you haven't retired yet'?
We have two things set for our retirement in 16-18 months. One will be paid for before then so I wouldn't consider it a splurge. The other though is a purchase we have always planned on doing at retirement but the splurge is a significant step up from what we were originally considering. My wife and I have been joking about it but it is clear to me that we both have the desire to do this big splurge IF the numbers are right. I told her the other day that if our Net Worth hit a certain number I would seriously consider it.
Right now our Net Worth makes us FI so I feel anything above this number is just extra sauce, nice to have but it isn't necessary. So I am okay spending a portion of that extra sauce if you will. The number I suggested to her isn't outside the realm of possibilities as I feel we actually could hit that number before we retire.
So what say you all-- you too frugal to splurge, or did you, and did you regret it or not regret it?
The question is 'did you do a big splurge when YOU retired or are you planning on doing a big splurge if you haven't retired yet'?
We have two things set for our retirement in 16-18 months. One will be paid for before then so I wouldn't consider it a splurge. The other though is a purchase we have always planned on doing at retirement but the splurge is a significant step up from what we were originally considering. My wife and I have been joking about it but it is clear to me that we both have the desire to do this big splurge IF the numbers are right. I told her the other day that if our Net Worth hit a certain number I would seriously consider it.
Right now our Net Worth makes us FI so I feel anything above this number is just extra sauce, nice to have but it isn't necessary. So I am okay spending a portion of that extra sauce if you will. The number I suggested to her isn't outside the realm of possibilities as I feel we actually could hit that number before we retire.
So what say you all-- you too frugal to splurge, or did you, and did you regret it or not regret it?