youbet
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Our situation as well except our son lives 20 miles away. But with a time consuming job and three kids, overviewing out spending to guard against ripoffs is all we could expect.We only have our son and I cannot imagine him (currently living and working in another city) doing much of the care giving. So I'd like to ensure we have plenty of $'s for the future.
The only regular service we currently use is lawn service. I can still walk behind the mower just fine but we now travel 2+ months a year and that was way too much to ask a neighbor to handle. We're mentally preparing ourselves to spend much more if we need a handyman, cleaning person, shopper, etc. later on.Right now I do all the gardening and we use very few services. A lot of this is not to save money but because we prefer it this way.
Currently we own a camper and our trips involve towing that around the country and visiting places we never had time to visit earlier in life. We're heading out for 3 weeks to see the Badlands and Yellowstone shortly. We also like to fish. We're anticipating the camping thing (despite our little trailer being quite comfortable) only lasting another 2 - 3 years. Then, if we're willing and able, it will be flying west, renting a car and staying at the lodge at Yellowstone.We find that DW is more challenged by trips that involve long plane flights and maybe cold (unseasonable) conditions. So age takes its toll on our versatility. Little aches and pains. Shorter hikes, etc.
But who knows? Maybe we'll feel up to staying in our own home and continuing travel (with the help of extra services) or maybe we won't. Maybe one of us will have a stroke and we'll wind up in an assisted living arrangement long before we really wished to give up independence. Ya pays yer money and ya takes yer chances!
Our risk from our assumption that we'll keep spending at about the same rate is that we're not doing a few things now that we might do if we were confident we'd want to spend less later.
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