Purron
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 23, 2007
- Messages
- 5,596
I apologize in advance if this topic has already been covered. I searched and found nothing on it. If there is a thread or post addressing this issue, please direct me to it.
My question has to do with how two unmarried people are treated versus a married couple under the ACA. Using the Kaiser subsidy calculator (Subsidy Calculator | The Henry J. Kaiser Family Foundation), I came up with the following estimates:
1 person, age 58, $35,000 income, no children, non-smoker
Premium $7,690
Amount you pay $3,325
Subsidy $4,365
2 people, age 58, $70,000 income, no children, non-smokers
Premium $15,380
Amount you pay $15,380
Subsidy $0
Thus, it appears two single people living together who each make $35,000 would pay $3,325 each after the subsidy – or $6,650 for the couple. A married couple who each make $35,000 would pay $15,380 and receive no subsidy.
Am I understanding this correctly? If so, what’s to stop a couple from getting divorced and applying as individuals in order to receive two subsidies totaling $8,730?
My question has to do with how two unmarried people are treated versus a married couple under the ACA. Using the Kaiser subsidy calculator (Subsidy Calculator | The Henry J. Kaiser Family Foundation), I came up with the following estimates:
1 person, age 58, $35,000 income, no children, non-smoker
Premium $7,690
Amount you pay $3,325
Subsidy $4,365
2 people, age 58, $70,000 income, no children, non-smokers
Premium $15,380
Amount you pay $15,380
Subsidy $0
Thus, it appears two single people living together who each make $35,000 would pay $3,325 each after the subsidy – or $6,650 for the couple. A married couple who each make $35,000 would pay $15,380 and receive no subsidy.
Am I understanding this correctly? If so, what’s to stop a couple from getting divorced and applying as individuals in order to receive two subsidies totaling $8,730?