DW said "the heat (florida) wasn't so bad..."
We keep a bunch of bikes in my wife's late father's florida house to ride to the clubhouse and exercise. My daughter came home from a trip to the pool with a broken pedal. The next day my wife has a set of new pedals is waiting for me to install. It's about 8AM I have my coffee and head to the garage - 20 minutes later it is done - a simple repair done while sitting in a lawn chair yet I am drenched with sweat -- the temperature never got out of the high seventies. The humidity must be up there as well
Three days later (today) 8AM and I'm lounging on my deck here 30 miles or so from Philadelphia and it is a joyous post rain 68 degrees. Our deck is surrounded by some very sizable trees which provide shade until about 11am. The birds are chirping, a plane passes by every now and then and I hear a dog in the distance. My own mutt is sleeping on the outdoor love seat opposite me. Paradise. - well almost. The real estate taxes on casa RayinPenn are between 8 and 9 grand. The stairs to the 2nd floor master are less and less friendly to my knees. Come October paradise will be down south.
Pennsylvania's tax laws help offset some costs for retirees: Social Security benefits and payouts from 401(k)s, IRAs, deferred-compensation plans and other retirement accounts are all tax-exempt. Florida has no personal income taxes....
Nothing is perfect, there are always trade offs...it is all a big puzzle.
Sent from my iPad using Early Retirement Forum.
We keep a bunch of bikes in my wife's late father's florida house to ride to the clubhouse and exercise. My daughter came home from a trip to the pool with a broken pedal. The next day my wife has a set of new pedals is waiting for me to install. It's about 8AM I have my coffee and head to the garage - 20 minutes later it is done - a simple repair done while sitting in a lawn chair yet I am drenched with sweat -- the temperature never got out of the high seventies. The humidity must be up there as well
Three days later (today) 8AM and I'm lounging on my deck here 30 miles or so from Philadelphia and it is a joyous post rain 68 degrees. Our deck is surrounded by some very sizable trees which provide shade until about 11am. The birds are chirping, a plane passes by every now and then and I hear a dog in the distance. My own mutt is sleeping on the outdoor love seat opposite me. Paradise. - well almost. The real estate taxes on casa RayinPenn are between 8 and 9 grand. The stairs to the 2nd floor master are less and less friendly to my knees. Come October paradise will be down south.
Pennsylvania's tax laws help offset some costs for retirees: Social Security benefits and payouts from 401(k)s, IRAs, deferred-compensation plans and other retirement accounts are all tax-exempt. Florida has no personal income taxes....
Nothing is perfect, there are always trade offs...it is all a big puzzle.
Sent from my iPad using Early Retirement Forum.
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