WhenIsItTime
Recycles dryer sheets
- Joined
- Jun 20, 2018
- Messages
- 454
Likely my first dumb question of many. I'm running Firecalc and other models intending to make 3-4% withdrawal rate work as gross spend before income taxes. I assume this is the right way, but often see folks counting on market making 6+ percent and then wonder.
Please confirm: when assuming WD rate, are you considering it before or after income tax/capital gains?
Please confirm: when assuming WD rate, are you considering it before or after income tax/capital gains?