Willers
Full time employment: Posting here.
- Joined
- May 13, 2013
- Messages
- 735
So far (2 1/2 years into RE) we've kept about a year in true cash - MM's and no EWP CD's. We have another two years in sort-of cash - longer terms CD's and iBonds.
We aren't spending nearly what we though we would or the calcs say we can (40%/yr under) so we may let the cash drift up naturally.
I went through 2008/2009 with two incomes. They were both shaky, but we both made it. I understand the psychological benefit of cash in that circumstance. Not sure how I'll react in retirement, but I'll find out at some point...
We aren't spending nearly what we though we would or the calcs say we can (40%/yr under) so we may let the cash drift up naturally.
I went through 2008/2009 with two incomes. They were both shaky, but we both made it. I understand the psychological benefit of cash in that circumstance. Not sure how I'll react in retirement, but I'll find out at some point...