A few years back, I set my goal to retire when I reached NW of $5M. I estimated it would take me till 2025. I bought myself a countdown clock to remind me. I have just achieved this milestone 5 years earlier BUT I still feel I am not ready!!
Part of it is my corporate retirement medical plan is not vested until 3Q next year. And part of it, I want more cushion and save more for my kids (1 in college, 1 going to college next Fall, and another one in 2024). I have set aside $500K for college fund (included in my NW) so I think it should be enough for them.
However, my attitude towards my work has changed. I am no longer be upset with the corporate BS but just do what I like to do as long as I can convince my management, if not I just don't care BUT I do feel tired. I reckon I can drag on for a good 2-3 more years then decide. However, I am afraid that I will not be able to convince myself to exit the rat race by then...
Does anyone have the same situation? What and how have you done to win yourselves out of this spiral thinking? Need your wisdom here!!!
Part of it is my corporate retirement medical plan is not vested until 3Q next year. And part of it, I want more cushion and save more for my kids (1 in college, 1 going to college next Fall, and another one in 2024). I have set aside $500K for college fund (included in my NW) so I think it should be enough for them.
However, my attitude towards my work has changed. I am no longer be upset with the corporate BS but just do what I like to do as long as I can convince my management, if not I just don't care BUT I do feel tired. I reckon I can drag on for a good 2-3 more years then decide. However, I am afraid that I will not be able to convince myself to exit the rat race by then...
Does anyone have the same situation? What and how have you done to win yourselves out of this spiral thinking? Need your wisdom here!!!