Since I will turn 65 next year, I'm paying more attention to the Medicare ads and the mail/email I am receiving. One thing I don't understand is why nearly every ad I see is for Medicare Advantage and very little for Medicare supplement plans. Is MA so much more profitable for insurance companies that they advertise so much? If so, how can that be when most charge no premiums and cover more medical needs (like dental, vision, etc.)?
I understand MA plans are mostly HMO's. But if you live in a large metro area and are not a snowbird or heavy traveler, MA seems like a better deal. Yet, recent stats show close to 65% of people choose original medicare. Why?
I understand MA plans are mostly HMO's. But if you live in a large metro area and are not a snowbird or heavy traveler, MA seems like a better deal. Yet, recent stats show close to 65% of people choose original medicare. Why?