2021 Investment Performance Thread

[Fermion]

Is that options on Gilead or something else ?

Yeah, 50 March $57.50 calls (which represents 5,000 shares)

 

[teejayevans]

But some investment sites just take the total account value at beginning of the year and the end of the year total, to calculate the return.

So if a person takes out money, it looks like the investment return was lower than it really performed.

I do the same, just my total amount last yr compared to this year and that is my return as it's just easier, and close enough.

Which is why I ignore posts (boasts) of performance returns.

 

[chassis]

How about posting in terms of return on net worth? That’s the bottom line isn’t it?

Return on net worth (equity) brings the total picture into focus.

Financial assets, real estate, business interests and personal household expenditures/consumption. If you made 10% in the market and blew twice that much on cheap beer and cigarettes, how does one describe that outcome in this thread?

 

[Sunset]

How about posting in terms of return on net worth? That’s the bottom line isn’t it?

Return on net worth (equity) brings the total picture into focus.

Financial assets, real estate, business interests and personal household expenditures/consumption. If you made 10% in the market and blew twice that much on cheap beer and cigarettes, how does one describe that outcome in this thread?

I post return on year end net worth, after I have spent some of it though the year.

I have too many investment locations and types to calculate each one's return and then do a weighted average.

 

[jimbee]

-0.1% YTD with 50/50 AA for 2021. The last couple of days killed any gains I had for the year.

 

[VanWinkle]

I'll look when the market is going up.......

 

[street]

After one month I'm -.39%.

I only track my numbers the end/first of every month. I will check periodically when closes are high/low just to see what it looks like. Other then that I only record once a month good or bad.

 

[Spanky]

Ytd - 1/30/21: -0.01%

 

[athena53]

Up 0.2%. I'll take it.

 

[KCGeezer]

Up .65%. Was up almost 3% just a few days ago but I’m definitely not complaining.

 

[target2019]

Jan 30, 2021
Our 50/50 pie is .81% smaller this month.

 

[braumeister]

Up 0.3% so pretty average, I think.

 

[audreyh1]

In Jan 2020 we had a big run up, records broken, etc., only to give back at months end. Interesting repeat.

 

[eytonxav]

Down .6%

 

[Markola]

-.43%, according to Personal Capital, which rolls our accounts into their dashboard. 50/50 AA.

 

[NW-Bound]

Up 0.35% YTD.

As of last week, I was up 7.0%.

Hopefully, it will not be as bad as Jan 2018. That year, I was up 7.4% by Jan 26, then all hell broke loose when a couple of volatility ETFs imploded taking the whole market down. By Feb 08, I was down -4.2%.

I did not see that Jan 2018 high water mark again for a long time. That year 2018 was a negative year for the market. Let's hope 2021 will not be as bad.

 

[NW-Bound]

How about posting in terms of return on net worth? That’s the bottom line isn’t it?

Return on net worth (equity) brings the total picture into focus.

Financial assets, real estate, business interests and personal household expenditures/consumption. If you made 10% in the market and blew twice that much on cheap beer and cigarettes, how does one describe that outcome in this thread?

We have talked about that in the past. The withdrawals have to be accounted for.

The most accurate way is by using the IRR formulation on a spreadsheet, but most people here have been using a much simpler method called the "Moneychimp formula". It is very close to the IRR, if you make somewhat equal periodic withdrawals through the year.

About net worth, most of us compute only the return on liquid investable assets, mainly stocks/bonds/CDs, and leave out the real estate value of our home(s). I guess people with a lot of real estate investments would think differently.

 

[dunkelblau]

Taxable brokerage accounts (plus tIRA) up 8.1% in 2021 Jan. These accounts averaged 51% cash+bondfunds at YE, the rest being stock punts + ESOP shares. ESOP shares (current + former) gained ~1.5% over the month so like cash/bonds were a drag on returns. Turnover (buys + sells) was ~3% for the month. Names that did best in 2020 seem mixed so far in 2021, some continued their ascent while others keeling over. Many perennial sleepers started coming back to life in early November, especially among the dregs (pink sheet penny stocks and the like). Half this month's gain comes from three of these guys so likely to be given back.

401k accounts were down 0.15% for 2021 Jan; these are 100% diversified equity index funds split across small/mid/large cap and international. No turnover besides regular contributions.

Overall portfolio (incl FDIC insured deposits) is up 4.8% for 2021 Jan. Enjoying it while it lasts, but expecting my YTD to turn negative by YE2021. Started taking LT cap gains for the first time in years, timing's bad since I'm probably OMY again, but hoping to hold my 2021 drop to single digit %.

FWIW 2020 and 2019 were both +15% and 2018 was -7% for my overall full years.

 

[Lawrencewendall]

+4.61% ytd, 85/12/3 AA

 

[sengsational]

All-in liquid assets, spend adjusted, comes to +0.8% YTD. I don't check every day, but for some reason I checked on 1/21 and it was +2.9%, so was doing much better before the last few trading days of January.

 

[Rickt]

+ 0.34%
aa : 76/21/3

 

[robnplunder]

Up 0.35% YTD.

As of last week, I was up 7.0%.

Up 0.72%. My 2 winners are Asian Pacific and High Tech funds.

Everyone took a beating in the last week. I have a feeling it will continue to be volatile in the near term.

 

[Andre1969]

Looks like I closed out January 2021 with a loss of about 0.69%. I had been up 2.99% as of January 25, but the drop came pretty quickly.

 

[Koolau]

Way to early in the year to worry about for me - if I ever actually calculate it.

With the whip-saw nature of the market, I guess we need a chorus of "What a Difference a Day Makes." My favorite version is by Dinah Washington. YMMV

 

[gamboolman]

Up 0.08% for Jan 2021

it was up ~1.0% three or fours days before the end of the month.