RetiredAndLovingIt
Thinks s/he gets paid by the post
When I was working I had great vision insurance with Eye Med (Insight Network) through my employer. It even covered my medically necessary contact lenses and it only cost me a $10 copay for everything.
Now that I'm retired and my Cobra has ended, it seems the available individual insurance offers and ACA vision plans use different networks that don't include the specialists that I need to see. I was only able to find a Humana Vision option that showed my doctors but their insurance people told me Humana is horrible to work with and takes forever to approve anything and will probably not pay from their experience even though they are in network. I can't even call Humana direct with questions because all the numbers seem to go to insurance agents that don't seem to have a clue. A few days after I've talked to them, I get a letter thanking me for considering Humana Dental Insurance!!!! That's happened three times now.
I have my vision appointment for next month and will willingly pay the $900 that it will cost me (Blow That Dough) if I have to but if I could possibly get some insurance that would pick up a portion of the cost that would be great.
Has anyone else ran into this situation before and been able to figure out a solution? Again, it won't kill me to pay in full but my natural cheapness makes me want to check all options first..
Now that I'm retired and my Cobra has ended, it seems the available individual insurance offers and ACA vision plans use different networks that don't include the specialists that I need to see. I was only able to find a Humana Vision option that showed my doctors but their insurance people told me Humana is horrible to work with and takes forever to approve anything and will probably not pay from their experience even though they are in network. I can't even call Humana direct with questions because all the numbers seem to go to insurance agents that don't seem to have a clue. A few days after I've talked to them, I get a letter thanking me for considering Humana Dental Insurance!!!! That's happened three times now.
I have my vision appointment for next month and will willingly pay the $900 that it will cost me (Blow That Dough) if I have to but if I could possibly get some insurance that would pick up a portion of the cost that would be great.
Has anyone else ran into this situation before and been able to figure out a solution? Again, it won't kill me to pay in full but my natural cheapness makes me want to check all options first..