Regarding vision --my traditional Medicare and supplement seems to pay for most all my vision appointments and I buy my reading glasses from Zenni, very inexpensive. Regarding dental --I have searched for dental insurance and asked my dentist and I have not found any dental insurance worth having so I pay dental out of pocket and get reimbursed from my HSA.
Thanks for the Zenni tip.
Starting this year, the AARP/UHC supplement plans include dental discount program at no extra charge thru Dentegra. For Vision, I use the Walmart vision center for testing and Zenni for the glasses. I have never had dental or vision insurance, I always have self-insured. I didn't feel I needed them now.
It appears Dentegra might be associated with Delta Dental but not an insurance just a discount service. Also Costco members have access to Delta Dental insurance discount in certain states. TBD if cost effective..
For vision, Original Medicare covers the medical part of visits. I go to an Ophthalmologist, everything gets covered except for Refraction. Original Medicare DOES cover the first Refraction after cataract surgery. They also cover the basic spherical-correction IOLs (Intra Ocular Lens).
For Dental, I pay OOP. Many of the dental plans I have seen were laughable, seem to be targeted for people who do not like to pay some $ at a dentist office, but are happy paying a monthly premium for limited benefits. Accent the word "limited".
Good to know on the medical aspect. Thanks!