shawnhersh
Dryer sheet aficionado
- Joined
- Oct 26, 2021
- Messages
- 26
Yes, Vanguard will open the brokerage accounts for you. Easy, but it might take a phone call. BTW, depending on your savings rate, if I were you, I might hold back $6K per spouse ($12K) to fund the ROTH IRAs in January, rather than putting it all in the taxable account this year.
$12k to Roth this year ($6k per spouse)
Cash balance into index funds, let’s say $70k
$12k to Roth in January 2022 ($6k per spouse)
Does this look right?