gayl
Thinks s/he gets paid by the post
Years ago I used to make well over 300 trades a year. This forum helped me with a reality check and I went in the completely opposite direction. Now I barely trade. Maybe a dz last year. And no options .... never thought that would happen LOL. DBP covers day to day expenses & 5k charity. SSA more than covers 4 trips per year (2 domestic, 2 international). Primarily cruises but land based would be about the same cost
Schwab = 88% SCHB / 4% Bond / 4% individual stocks / 4% cash. USAA = 25k emergency savings account, not adding to it. Now I'm wondering if there's too much in SCHB. I'm not even sure what I'll do with that Schwab $$s once RMD hits other than pay taxes.
I'm thinking 75% SCHB would be plenty aggressive so I did stop reinvesting dividends. Point out why its wrong
Schwab = 88% SCHB / 4% Bond / 4% individual stocks / 4% cash. USAA = 25k emergency savings account, not adding to it. Now I'm wondering if there's too much in SCHB. I'm not even sure what I'll do with that Schwab $$s once RMD hits other than pay taxes.
I'm thinking 75% SCHB would be plenty aggressive so I did stop reinvesting dividends. Point out why its wrong
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