Likely not going to happen. If we go back a month or two, we can find the same post by someone waiting for 6% CDs. What's happened since then? Fed continued increases, CD yields heading lower. The peak yields at and just above 5% have likely already been seen.
There is certainly nothing shabby about 4.3% in money market yields...until the Fed pauses or announces a rate cut.
We'll see.
I certainly don't have a crystal ball but I find it hard to believe we're not going to be seeing 5% in the coming few months. With 4.75% already being offered on a 12 month CD even before this latest Fed increase, 5% can't be too far off with the Feds continuing to raise rates for awhile. I do agree that it'll probably never get above the 5% range.