This is the first I've heard of G HD covering the Part A deductible. has something changed? Or is that one website just wrong?
I was wrong. This is from Medicare.gov:
https://www.medicare.gov/medigap-su...HIGH_G?fips=42091&zip=19473&year=2024&lang=en
“What you will pay
Monthly cost (premium)
$37 - $105*
Plan deductible
$2,700
Hospital (Part A) deductible
$0
Medical (Part B) deductible
$226
Part B copays/coinsurance
$0 Generally your cost for approved Part B services after you pay $2,700 deductible
Footnote *
Doesn't include the standard Part B premium for $164.90 each month.
*
Covered services
What you will pay for Part A services
Hospital stays
Days 1-60: $0
Days 61-90: $0
Days 91-150: $0 while using your 60 lifetime reserve days
Additional 365 days: $0 for Medicare-eligible services
After the additional 365 days: All costs
Skilled nursing facility (for Medicare-covered stays)
Day 1-20: $0
Days 21-100: $0
After 100 days: All costs
Blood (during a hospital stay)
First 3 pints: $0
After 3 pints: $0
Hospice care
$0
What you will pay for Part A & B services
Home health care (for Medicare-approved services)
$0
Durable medical equipment (covered by Medicare)
First: $226 (Part B deductible)
Then: $0
What you will pay for Part B services
Covered Part B services
First: $226 (Part B deductible)
Then: $0
Preventive services
$0 Generally for most preventive services Medicare covers
Part B excess charges
$0
Blood (outside a hospital stay)
First 3 pints: $0
After 3 pints: $226 (Part B deductible), then $0
Tests for diagnostic services
$0
Footnote
Note: Although the Part B deductible of $226 appears more than once, you only pay it one time each year.
Extra benefits - not covered by Medicare
Foreign travel emergency
First: $250
Then: 20% and amounts over the $50,000 lifetime maximum”