Share: Age, Salary,profession, Total monthly expense, net worth, and stuff!

I'll bite.

Age: 35

Income: Wife and mine combined is about $75,000. I work for a nonprofit. She works for a state university.

Net Worth: Including house is about $380,000

Stuff: Relatively inexpensive house, with about 10 years to go on mortgage (unless we decide to pay it off earlier-probably!), 3 cars-2, 17 and 31 yrs old, 2 young kids,2 dogs. No debt but mortgage. Wife and I enjoy nice things, but usually buy used or on sale. Big Goodwill fans!
 
accountingsucks said:
Anyone else depressed with all the salaries posted here? I thought the median household salary is somethin like 60K....lol. Of course people making 200K+ can FIRE early. I think only myself and one other person posted a salary under 100K...I guess we are both gonna have to work forever...........

Age 21 fresh out of college: 1966, salary 8100/yr., no student debt.
Age 49 was layed off: 1993, his and her salary combined 90k/yr, total net worth maybe 350k.

Long story - but the principles never change.

Low cost investing, diversify, time in the market and live below your means.

De Gaul, the Norwegian widow and mastering the fine art of being a really, really cheap bastard - at least until you have the first ten years of retirement under your belt.

heh heh heh - ::). :D, 8).
 
runchman said:
Gee guess I'm the old guy.

own a small laundromat that puts money into a college fund for the 2 daughters.

- John

I would be very interested in hearing more your experience with owning a laundromat. Is it a lot of work outside of your regular job? How much did you pay? PM me please if you feel like discussing.
 
saluki9 said:
Age: 30

Occupation: Portfolio Manager

Bonus: We have good coffee in our office, my commute is 10 minutes, my wife is hotter than I deserve (oh and we get cash too)

OK, I'll bite. What does your wife's hotness have to do with cash?
 
cube_rat said:
Nope not me. My boobies are much larger and my hair is auburn with blonde highlights :D

Wow, judging by the picture, ex-O'Farrell Brother's dancers surely don't age very well... :(
 
BunsGettingFirm said:
Wow, judging by the picture, ex-O'Farrell Brother's dancers surely don't age very well... :(

Which is why the smart ones stash their money away while young hotness is still running high ! Looks decrease as net worth increases with age :D
 
BunsGettingFirm said:
I would be very interested in hearing more your experience with owning a laundromat. Is it a lot of work outside of your regular job? How much did you pay? PM me please if you feel like discussing.

I sent you a pm with my email address. It isn't too much work, but you really need to have a 'mechanical bent' and be able to fix stuff on your own, or the repair costs will kill you.

Mine is small, no employees except a cleaning lady that comes every night.

anyway I'll give you more detail privately.

- John
 
Age - 28

Income - varies $55 - 85K in recent years and may top $100K this year

Profession - Consultant

Monthly expenses - $3-4000 depending on income

Net worth - about $350K but a big part of that is home equity resulting from lucky timing

Stuff - small car, single family home, high-end office equipment, books. I still use most of the furniture I got for free while in college.
 
accountingsucks said:
Anyone else depressed with all the salaries posted here? I thought the median household salary is somethin like 60K....lol. Of course people making 200K+ can FIRE early. I think only myself and one other person posted a salary under 100K...I guess we are both gonna have to work forever...........

AS - I wouldn't get too upset. From what I've seen everything works out somehow, there still is no free lunch. Sure many people here have higher salaries, but many of us have higher expenses to go along with them. You posted in a thread recently about your monthly expenses and I believe my property taxes alone are more than your total housing costs.

It sounds like you're doing a good job, you have nothing to be upset about.
 
saluki9 said:
AS - I wouldn't get too upset. From what I've seen everything works out somehow, there still is no free lunch. Sure many people here have higher salaries, but many of us have higher expenses to go along with them.

*nods* we could make twice as much by moving to a coast, but our expenses would be twice as high, not to mention the stress. in another few years I could probably get a good research gig in corporate America, but one round of that game caused me enough stress that I'm not sure I would live to spend my zillions if I went back. So why bother?
 
Age - 30

Income - Including bonus and firm 401(k) contribution, about $115K

Profession - Lawyer

Monthly expenses - about $2,900

Net worth - about $200k

Stuff - Funky old house that's a 20-minute walk from my office, Nissan 350Z, Specialized Epic Marathon (this is a mountain bike)
 
accountingsucks said:
Anyone else depressed with all the salaries posted here? I thought the median household salary is somethin like 60K....lol. Of course people making 200K+ can FIRE early. I think only myself and one other person posted a salary under 100K...I guess we are both gonna have to work forever...........

Actually the median household salary is only 45K and the median individual salary is only around 36K. Other than when i'm on this site, i'm quite happy with my 45k/yr. If I made 200k/yr I would save 150 and retire in 10 years. Even on my income (which is nearly maxed out) I expect to retire by age 49.
 
dmpi said:
I wish it would work like that. :)

It sure doesn't............. :D

Maybe I should have gone the $55,000 a year route, and earned a COLA pension of $44000 a year for life................ :eek:
 
Age - 30

Income - varies greatly, due to a record-breaking contract I managed for 2 years. After the end of this year, my 11 year average will have been about $134k/year. However, the stress, insanity, ridiculousness and grief I've had to endure is something no 20-something (much less a more seasoned 30/40 something) should ever have to endure. Even worse is that it was a large part due to immediate family members. So much so that my path will diverge and pursue a more enjoyable profession next year once this stupid project I'm handcuffed to ends.

NW - currently 930k, but if I received my year-end bonus for 2007 in 2006 (when I rightfully should have received it), it would be roughly 1,118k.

Profession - construction project manager/engineer

Monthly expenses - still 'house-sit' for relatives half of the time, so my total 2006 expenses were $12,729 - including $5,300 spent on a month in New Zealand (and buying more crap than I should have :) ), as well as a party for my family/friends when I came back. A lot of expenses paid by the company (car, gas, car insurance, health insurance, cell phone) helps in adding healthy incremental gains to my NW.

Stuff - still looking for that special someone, so no comments on that (I do have utterly priceless memories of being engaged to a psycho ex-fiance, as well as a few relationships since then). However, since I'm easy to please and enjoy too many things, I'm perfectly content biding my time until the right one comes along, and planning what we will enjoy together at the right time.
 
age 34.
salary (me) is 68k
wife (age 32) makes 44k

save around 12-13k per year to 401ks and Roth

Net worth was between 50k-75k last I looked.
We have 145k in retirement accounts (100k my 401k, 25k my Roth, 10k her 401k, 10k her rolllover, 3k small rollover for me)
We owe around 320k on our mortgage

no kids yet
 
I'll chime in - just to give balance to the lower end of the spectrum

me: 50, DH will be 60 this year

combined income: we are at our all time high of about $105,000

monthly expenses: $7,000 (includes nearly equal alimony - ouch - and house payment). The first may end in 3 years; the latter 7-10 years.

net worth: about $850,000
 
accountingsucks said:
Anyone else depressed with all the salaries posted here? I thought the median household salary is somethin like 60K....lol. Of course people making 200K+ can FIRE early. I think only myself and one other person posted a salary under 100K...I guess we are both gonna have to work forever...........

I don't see the point in such comparison exercises, and decline to engage in them. They just encourage smugness in those who have more, and envy in those who have less. Neither of those emotions are attractive or helpful.
 
Milton said:
I don't see the point in such comparison exercises, and decline to engage in them. They just encourage smugness in those who have more, and envy in those who have less. Neither of those emotions are attractive or helpful.

My thoughts exactly, hence my reference to comparing gentalia size.
 
Age: Me - 34; DH - 37

Income: $199,000 (combined)

Total monthly expenses: $5,000 (CAD)

Net worth: $1.25 million (CAD)

We have no debt, so our total monthly expenses includes all of our regular household expenses and discretionary spending (ie. utilities, spending money, contributions to the kid's university fund, food budget, vacation fund, etc.)
 
Milton said:
I don't see the point in such comparison exercises, and decline to engage in them. They just encourage smugness in those who have more, and envy in those who have less. Neither of those emotions are attractive or helpful.

I think it's human nature/human curiousity to compare. I'm below a 6 figure salary, I like posting how I'm doing, because it makes me proud of where I've gotten myself, with what I've got to work with.

age: almost 28 (1 month to go)

income: 73k

profession: technical fashion designer (I make clothing fit properly)

monthly expenses: $1800 (including rent/utilities/fun money)

net worth: 47k (not counting stuff I could sell)

Stuff - some lovely jewelry, from my more spendy days. lots of books, which I do sell on half.com when I'm done with them, the usual furniture, pots, computer, 2 cats (1 really, the other is the BFs, but I can't bear to say she isn't a part of MY/OUR family too. if we split, I get 1, he gets the other).

random facts - don't own a home, but rour ent is great for manhatten (BF & I each pay about $600 to live together), paid off over 20k in debt in 3 years, in the beginning, my salary was 37k (I was around 23 when that started), AND filled up my roth each year), fill up my Roth every year still, put 8% of my salary in my 401k, with a 100% match on the first 3% (bumping that up to 9% in a month). I save about $1050 a month of my take-home (so that doesn't count what goes into the 401k). I probably spent about $250/mo on organic foods & suppliments (I'm 70% raw, which means that about 70% of the food I eat every day is raw fruit, veggies, sprouted grains, etc).

oh, and I don't wear a bra (not comfy), so I really don't know exactly what size they are, but my boobies make me perfectly happy, just the way they are. :D
 
Celany said:
oh, and I don't wear a bra (not comfy), so I really don't know exactly what size they are, but my boobies make me perfectly happy, just the way they are. :D

Now we really need a picture!! :)
 
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