Cayman
Recycles dryer sheets
- Joined
- Nov 14, 2015
- Messages
- 445
I'd continue 1/2 time work in something enjoyable, and aim for health insurance benefits. You need strong health insurance for your entire family and it will not be cheap if you pay for it yourself (much much more than the $1k you mentioned). Alternatively, take your time looking for a higher paying job so that you may secure your family's financial future.
Diversify that 1 tock and as others here suggest, transition to Fidelity or Vanguard. If I were in my 30's with a young family as you, I'd target a withdrawal rate no higher than 2.5%, probably lower and I'd max out your and wife's disability policies .... so much can happen and it's critical to have that protection.
Diversify that 1 tock and as others here suggest, transition to Fidelity or Vanguard. If I were in my 30's with a young family as you, I'd target a withdrawal rate no higher than 2.5%, probably lower and I'd max out your and wife's disability policies .... so much can happen and it's critical to have that protection.
