Can someone help me with the advantages and disadvantages of investing in Vanguard's Total Bond Index versus their Inflation-Protected Securities Fund?
This is actually for my mother-in-law, who is putting in her Roth IRA contributions for last year and this year. I was planning on the Total Bond Index for one-stop shopping. Then the Inflation-Protected option caught my attention and I wondered whether it's better just to go that route? Expense ratios are similar (.19 vs .20).
This is part of an overall plan, so it's not that we're putting all her money in bonds. This is just where the IRA money is going. Also, from what we can tell, she won't need the money for quite a while, if ever.
Any thoughts?
This is actually for my mother-in-law, who is putting in her Roth IRA contributions for last year and this year. I was planning on the Total Bond Index for one-stop shopping. Then the Inflation-Protected option caught my attention and I wondered whether it's better just to go that route? Expense ratios are similar (.19 vs .20).
This is part of an overall plan, so it's not that we're putting all her money in bonds. This is just where the IRA money is going. Also, from what we can tell, she won't need the money for quite a while, if ever.
Any thoughts?