I'm with Goonie--back problems always prohibited me from carrying a wallet in my back pocket. I have about 10 cards (license, credit card, library card, Kroger card, etc.) that are wrapped with 2 3 x 5 cards taped together (inside of the 3 x 5's I have all pertinent phone#s and addresses of relatives, friends). Around that I wrap all my cash (all in order and smoothed out). Secure it all with those big, thick rubberbands that I get from the library for free. Nice, small, tight package. I used to try and use money clips, but they always seemed to get sprung and not hold. On a completely different note, my brother-in-law is a Vet with bad diabetes, and has been taking blind-type courses in case he eventually goes blind. Government had never designed money of different shapes and feel, and he said blind people fold different denominations in different shapes (double fold, triple fold , corners turned), so they know what's what.