I'm sure people have some great tips on here.
Not sure if this is my "greatest" tip but I recently started calling the companies that I pay on a monthly/yearly basis (home insurance, car insurance, internet, phone, etc). I simply tell them how long I've been with the company and ask if there is any way to lower my payments or if there are any current deals for their customers. I'll probably save close to a $1000 this year simply from placing a few calls. Seems like business are really trying to keep their customers and give them a break during these tough economic times. Sometimes you get someone who isn't as friendly so I'll keep the conversation short and call back a couple days later to get someone else.
Not sure if this is my "greatest" tip but I recently started calling the companies that I pay on a monthly/yearly basis (home insurance, car insurance, internet, phone, etc). I simply tell them how long I've been with the company and ask if there is any way to lower my payments or if there are any current deals for their customers. I'll probably save close to a $1000 this year simply from placing a few calls. Seems like business are really trying to keep their customers and give them a break during these tough economic times. Sometimes you get someone who isn't as friendly so I'll keep the conversation short and call back a couple days later to get someone else.