haha
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
The trouble is that none of these investments provide sufficient income unless you have very low income requirements or a very large portfolio.
Lets take a look at $1 Million invested conservatively in today environment
AA income
5 Year CD ladder 25% $4,000
10 yr TIPs 20% $2,800
30 yr TIPs 20% $4,400
Total Stock Mkt 35% $7,000
Total 100 $18,200
Even assuming zero inflation withdrawing 4% (or 3.5% for early retirees) while receiving income of under 2% leaves a pretty huge gap if we have another decade of flat equity returns.
Well, I don't want to play the "well what would you do card?" Overall this just is not an easy time to live on capital.
However, even another 10 years of flat markets does not mean that there won't be reasonable things to buy, or perhaps to sell, somewhere along the way.
Ha