Recent content by Jollyquick

I definitely do not miss being young. Honestly I’m glad I lived through my youth. Very happy to be who and what I am right now. Also very grateful to young me making the tough decisions that have made healthy, wealthy, and wise!

We have ordered three vehicles in the last 12 years: 2008 VW: Came with “almost” everything we wanted, but took four months from order to delivery. 2010 Volvo pre-China acquisition (https://en.wikipedia.org/wiki/Geely): Due to order screw up we ended up with someone else’s Volvo that had...

My partner and I both retired at 52 in Europe. Both of us have the same regret that we didn’t retire earlier. Our “bitter” regret was second guessing ourselves and working almost 5 years longer than we needed to. The “sweet” is we did benefit from an extra 5 years of disposable income! Kind...

TRICARE Select Overseas.

I retired from the USAF after a combined 26 years in the Army/AF (enlisted/warrant/commissioned). I was hired into a GS position while still on terminal leave at the same duty station. Stayed in that job way longer than I should have for another 7 years. We didn’t really need the money, just...

Yeah, NM is no longer #1. Sadly Ohio just got much worse to claim the top spot :-( https://www.drugabuse.gov/opioid-summaries-by-state/new-mexico-opioid-involved-deaths-related-harms

“(Gumby) I try to pick the right tool for my particular need and recognize that firms who try to move beyond their core competencies are often unsuccessful. For the same reason, I'm happy to use USAA for insurance, but I would not turn to them for banking or investment services.” I agree with...

Coronavirus - Financial impacts II We’re staying the course with a ~90% equities, ~10% cash (mm) AA. At age 52 with a military pension we have no urgency to change our AA. However, We will be converting the last of our tIRA to Roth next week...A small silver-lining consolation to this market...

To me, your question really comes down to control. You can control your present situation but have absolutely no control over the future. Your job, your health, your family, your boss, your friends, the markets, economy, etc., are all subject to sudden and radical change. 30 years from now...

LINYbob, I was in a very similar situation: I had grown bored with my job but it was very secure and paid extremely well. For me what pushed me over the edge was the commute. I was sitting in rush hour traffic, when it dawned on me there was no financial reason for me to be miserable...

Net worth is really just an illusion based on a snapshot in time. It is useful to lawyers during lawsuits and people wanting to justify LBYM lifestyles. It doesn’t take into account your earning potential over your lifetime or your tax status. Take for example my grandfather that was “land...

Whenever a thirty something financial advisor offers their advice...

List of countries offering retirement visas? Call the denial or exploitation of financial institution service based solely on one’s citizenship what ever you prefer. Perhaps “disenfranchise” sounds more politically correct. Whatever you call it, historically it’s been a slippery slope when...

List of countries offering retirement visas? This sounds suspiciously FATCA/FBAR related. The reason is apparently law abiding, financially savvy, US citizens, went with an unusual solution to access their local, foreign financial institution. These situations are happening around the world...

We travel a lot and VPN’s are a necessity if you carry personal/sensitive/financial data on any device that connects to the internet. We’ve had several VPN contracts over the years and have found NordVPN to work the best for us. It also has been able to keep ahead of Netflix and AmazonPrime in...