Recent content by Splash

We spend mid-Apr to mid-Dec in Wisconsin and mid-Dec to mid-Apr in Key Largo, FL each year. We rent the same home in Key Largo. We initially found the home through VRBO but after the 1st year, we started renting directly with the owner, saving us both VRBO fees. The home is in a nice quiet...

I just asked my insurance agent about this a week ago. I was told that its important to have all the drivers sign the rental agreement. They also need to have an auto insurance policy that would cover the rental car when they are driving. The agent said my insurance would cover the rental car...

We signed our contract in early December for construction that is just starting now (excavation is scheduled for next week). Our builder ordered all significant materials (windows, siding, doors, fireplace, generator, cabinets, etc.) right after the contract was signed to try to minimize price...

Planned 4% withdrawal rate but have been closer to 3%. Retired 5 years and not drawing SS or pension yet (ages 60 & 61).

I got the same message when I set up my Treasury Direct account last year. I completed form FS 5512, had my banker sign it, and sent it to TD. TD rejected the form saying the signature on the form was not acceptable. I called TD to find out what was wrong and how to fix it. Talking with TD I...

Family Use of YouTubeTV Family members do not necessarily have to live in the same area to share YouTubeTV. We use 1 YouTubeTV subscription to cover our 2 homes in WI (75 miles apart) and our son uses it in MN. The key is there is only one account owner. The other users must sign into...

Thanks donheff. I'm using Turbotax online version and didn't get the message you got. That would have saved me some frustration. Any way, I tried again at 11:30 EST and my data was there.

For future reference, where did you find that Vanguard's data would open to Turbotax today? I have been banging my head against the wall trying to figure out why my data is not showing up in Turbotax even though Turbotax said it found my forms when I imported them.

I have been a Vanguard customer for 25+ years. I was a Fidelity customer before that. I have always been satisfied with Vanguard but I am a pretty low maintenance customer. I wanted to move DH's inheritance accounts from TDA and rollover a portion of my 401k into an IRA. After reading all of...

My plan mirrors pb4uski post #13

Lots of good info in post #8. In 2017, I petitioned to become my mom's legal guardian, placed her in a memory care unit, and applied for Medicaid to pay for her care when her funds ran out. I used an attorney when I became her legal guardian. To complete the Medicaid application, I worked...

ACA policies where I live are either HMOs or EPOs. Unfortunately, there are no PPO policies offered. Our policy is an EPO which is very similar to an HMO.

My parents couldn't afford to help me. It took 10 years to pay off my loans. So, it was important to me that we help our sons but also have some boundaries in place to get them to consider the cost/benefit of their decisions. We told our sons that we would pay the equivalent of in-state...

My advice is to use a lawyer specializing in SNT. Also, think beyond the establishment of the trust to who can/will perform trustee duties and where the funds will reside when you die and the SNT gets funded. When MIL passed away 18 months ago DH and his sister became trustees of their adult...

My insurance broker pointed out to me that you have to read the details about out of network coverage carefully as each company handles them differently. Some provide no coverage out of network except for emergencies. Some provide coverage but have a separate deductible and max OOP for out of...