Recent content by Spudd

For pet tracking I recommend Tractive. We use it on our cat and it's fantastic. It's about $30 for the device and $100/year for the subscription.

A true spend-down calculator sounds like VPW. This is a method where your withdrawal varies from year to year, based on how much money you have at the end of each year. If the market has done poorly, your withdrawal amount will be lower, and conversely, if it's done well you will be able to live...

I would just add to the wise comments already posted that you need to make sure your expenses includes the taxes you will be needing to pay. These can sometimes be overlooked when planning.

Sorrento is a very nice town and it's a fairly short train ride to Herculaneum and Pompeii, both of which rank among the best things I've done in my life. I probably wouldn't do them both in a single trip as they are quite similar to one another. If I had to pick just one, I think I'd pick...

Love my Prius Prime.

I went as soon as I got there, no buffer. I hated my job. However, I was flexible to the idea of taking on part-time work post retirement. I haven't needed to, but I have done it anyways just to pass the time. Rather than doing corporate mumbo-jumbo I've been doing minimum wage retail stuff...

My mom has Parkinsons. She was diagnosed around 2005, I think. It's hard to remember, exactly. She had fatigue as a symptom from the beginning - that was what led her to get diagnosed. Aside from the fatigue she did well until 2008 when her medication caused her to have hallucinations, which...

What I find really amazing is comparing the Covid stats to this year's flu stats. For the past week, in the US, there were 1159 cases of flu. Last year, same week, there were 17,407 cases. That means this year's flu incidence is less than 7% of last year's. Last week, cases of Covid were 1.3...

We have the Bowflex ones. They are amazing. Expensive, but so easy to change the weight quickly. I love them.

Even if the border reopens, I can't see the mandatory 14-day quarantine period being removed by then. That would put a damper on your vacation.

I use VPW which varies the drawdown based on stock market results and how long you have left to live. I plan for the younger spouse to live to 100. https://www.bogleheads.org/wiki/Variable_percentage_withdrawal

Don't take this the wrong way, but she should keep the inheritance segregated from the family money. Inheritances in many jurisdictions (check yours to be sure) are not part of the marital wealth and hence not subject to splitting in the case of divorce. Once intermingled with marital monies...

If I were you, I would stop worrying about the lump sum amount of my pension and think of it as a pension (monthly payment) instead, as long as you feel that your company has a good future ahead of it. This provides you with more diversified retirement income. If you take the lump sum and the...

https://www.insure.com/car-insurance/insurance-rates-by-car.html

Do the IRS not have direct deposit? Sending cheques in the mail seems so antiquated!