Recent content by swaneesr

  1. swaneesr

    Blow That Dough - 2022

    +1 Changed out my old Toro controller with a Rachio last year. It works very well. The weather skipping and access via phone ap is awesome. Swanee
  2. swaneesr

    What did you do today? - 2022 version

    We have friends with an older Ford diesel and they have gotten several offers for their truck. I wonder why some older diesels are sought after? Older emissions standard pre Volkswagen scandal? Just hard to find trucks in general? No one is looking for my 2010 GMC. Swanee
  3. swaneesr

    What was your happiest moment today?

    Good for you! My father was the handiest person everyone knew. One of the many things he taught me was when there is a task or repair - just try.
  4. swaneesr

    What would you do with this $?

    Well this is just me. I am so boring I would throw the whole thing in Vanguard VTSAX and ignore it for a few years. Swanee
  5. swaneesr

    56 Atlanta FIRE Plan review

    If I understand correctly, I think you are correct. You need to leave your 401k at your employer to access funds using rule of 55. It appears my plan allows a annual or quarterly or monthly withdrawals. In late 2021 I moved about 4% into cash. I was considering retirement on July 1, 2022. I...
  6. swaneesr

    56 Atlanta FIRE Plan review

    I researched the withdrawal methods for my 401k plan. According to the summary of plan documents, you are allowed distribution of funds at age 55 and older if you retire from my employer without penalty. I think it is allowed by the IRS but your plan also needs to allow it. Also, only funds...
  7. swaneesr

    Your 2022 S&P Prediction

    Your 2022 S&P Prediction 5,290.26 I am optimistic this year. We put COVID in the rear view mirror and FED and politicians do enough or not enough to not blow it for the rest of us. I agree there will be drama! Swanee
  8. swaneesr

    Question about umbrella insurance

    I think lifestyle plays a big role in this and only you can assess your risk factors. DW and I have higher than normal risks. We own a cabin. This brings into play visitors to the property and usage of boats and ATVs etc. Fortunately for us, as we get older our children can own the toys and...
  9. swaneesr

    What did you do today? - 2021 version

    Ouch. $9.99 to $12.99 would be better like the very recent good old days. Strange times. Swanee.
  10. swaneesr

    Moving from stocks to bonds - how?

    Mrfeh Does the first link work for you? Perhaps my phone browser. Second link works. Swanee
  11. swaneesr

    The Photographers' Corner - 2021 to ?

    You guys are really talented. Thank you for posting. Swanee
  12. swaneesr

    Are annual physicals a must?

    Yes. But you already knew that. Friend is super healthy. COVID delayed his colonoscopy at age 50. Guess what? Colon cancer. They think they got it with surgery but required chemo because one lymph node positive. I am due. I will figure out how to get the annual exam scheduled. I will need to...
  13. swaneesr

    Inflation: Official Rate vs. Observed Rate

    Excuse my ignorance. Tool #1 - rates have been so low for so long. If rates were higher, doesn’t that give the Fed the ability to slow or speed the economy? Don’t these low low rates make Tool #1 less effective? Tool #3 is quantitive easing? The plan is to reduce the supply as COVID...
  14. swaneesr

    50 yo, $590k net worth...want to stop working asap

    Sort of fits with the OP’s perceived personality. Pops in, a bit of chaos, pops back out. For us lurkers on this site it is as important to read the community responses like this. This person is not ready at age 50. It is interesting to see your advice on what actions could be taken. Swanee
  15. swaneesr

    15A fuses

    OP. The circuit breaker or breakers are doing their job protecting the wire from the breaker panel to the receptacle(s) you are plugged into. Do not replace the circuit breaker size with a larger one as this will lead to a hazardous situation since the wire and receptacles are rated for 15...
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