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  1. target2019

    PINK etf - Investing in the Future of Health Care with Mike Taylor

    As a reminder, we're in the active investing forum. I get random investing podcasts throughout the day, and followed up on an episode of Excess Returns about a small healthcare ETF (PINK) managed by an interesting fellow...
  2. target2019

    Euro traveler in the U.S. - Mobile phone SIM or eSIM

    I'm asking this question for a friend in Germany. They travel to the U.S. a few times a year, and are looking for a solution for at least one of their mobile phones. The phone is iPhone SE, and it is running iOS 16,6. I don't have the exact model, but it was newly purchased in the last year or...
  3. target2019

    The Summer of 2023 - Freedom from Cataracts

    The Summer of 2023 - Freedom from Cataracts The yellow view accelerated a lot this year. So, I stepped into the merry healthcare world of the eye surgeon. She happens to be my ophthalmologist too. We hit it off very well a few years ago, and she is a product of the residency program of the...
  4. target2019

    Father's Day 2023

    Sitting here thinking of the OG who came over around 1860 or so. I was wondering how he would react as I showed him around our home. "Sprechen sie deutsch?" would be his comment! Have a Happy Father's Day y'all. :popcorn:
  5. target2019

    A Guinness Each Day

    We're one week in to several away, visiting Ireland, Germany and Netherlands. Boomers blow the dough... Aer Lingus is very well run. We landed, got a no frills auto, and drove to Galway. We survived and so has our marriage. Galway is a beautiful port. The city is smallish, and easy to take in...
  6. target2019

    One House, Two Retirees

    Alone Together "Things could be lazy if they weren't so crazy." World In Changes by Dave Mason Four weeks of two in the home. Yes, alone together, world is changing, and we are still flexible! Puttering in the yard, planting seeds, picking up dead tree leaves (scorching July weather in New...
  7. target2019

    Key Economic Indicators page by FRED

    I received a link from The FRED Blog that was very interesting. The blog post is at https://fredblog.stlouisfed.org/2022/05/the-new-st-louis-fed-macro-snapshot/ That post eventually leads to https://stlouisfed.shinyapps.io/macro-snapshot/#home and...
  8. target2019

    W-2's but no W-4 to add them

    Daughter texted that she has two W-2s but did not receive the W-4 where they get added. After several explanatory texts from me being patient, she replied, "April Fools!"
  9. target2019

    My three-month sprint to full Medicare coverage

    I've read many Medicare threads here during the past 13 years. In four months (July 1, 2022) I will say goodbye to our group insurance coverage that has been amazingly great for over 35 years. We are in the state of New Jersey. I signed up for Part A when I turned 65. Now I have the decision of...
  10. target2019

    Comparing Russia and EU GDP

    Here is an interesting analysis from The FRED Blog: https://fredblog.stlouisfed.org/2022/03/comparing-russia-and-the-european-union-gdp-and-population/ - Russia is the largest country by area - EU GDP increases over time vs. Russia GDP - Russian population is decreasing vs. EU I have no idea...
  11. target2019

    Germany 2021 and back!

    As discussed in the travel thread (https://www.early-retirement.org/forums/f46/travel-hopes-2021-a-105268-21.html#post2635286) we travelled to Germany for 20 days, and it went something like this: Philadelphia (PHL) to Frankfurt (FRA) 3,950 miles Frankfurt am Main Mitte-Nord (2 nights) Burg...
  12. target2019

    401(k) Consolidation and Rollover Complete

    What a nice trip it's been since 2014, when megacorp chopped me: https://www.early-retirement.org/forums/f28/401-k-rollover-decision-to-be-made-72128.html I did leave the 401(k) with ING which then lost the business to Empower. Most of the choices stayed the same, all low expense. I also went...
  13. target2019

    Mining Days are Here Again

    DOWN, DOWN, DOWN. Sung by William E. Keating at Pottsville, Pennsylvania, 1946. Recorded by George Korson. https://youtu.be/1sahkj7Qcic I've disregarded Daddy's warning (as in the song lyrics), and jumped into the world of bitcoin mining. The basic tool (RAKWireless v2) cost me about $275 (now...
  14. target2019

    Use 3-way outlet in place of 2-way outlet

    I have AWG 12 wiring in three separate outlets. Eash is installed as push connections, and I want to replace them. Problem is, there is no slack in the wiring. Therefore I need to use the push connections, and not screw terminals. I have a 3-way outlet and it has AWG 12 push connections. Will...
  15. target2019

    About those snarky (and political) posts...

    Dear Mods, There is something I've been meaning to ask for quite a while. Each time I think of this I back out with the thought, "I'm being too sensitive." 1) Is there still an infraction system in place? I just noticed the sticky post in admin forum about it, and was wondering if it is ever...
  16. target2019

    Something used once or twice a day...

    Something you use once or twice a day and you really miss during a pandemic? ScotTissue.... I picked up a large package of off-brand TP at BJs back in the day (last year during the initial pandemic blitz). The shelves were mostly empty, but I grabbed what remained on shelf as we were genuinely...
  17. target2019

    The Family Newsletter

    A few years ago we received the last of more than sixty (60) year-end newsletters crafted by her father. That's a publication span longer than many professional rags. At the end the "subscription list" was 400. The cost for printing a 4-page 11x17 folded spread and mailing was at least a buck...
  18. target2019

    Comcast Changes - price increases, no free Norton

    1) Comcast announced price increases, which are described here: https://arstechnica.com/information-technology/2020/11/comcast-raising-tv-and-internet-prices-including-a-big-hike-to-hidden-fees/ 2) Norton Security Suite is no longer free through Comcast/Xfinity. You will need something to...
  19. target2019

    Happy Thanksgiving - 2020

    Here's to y'all. Enjoy this day...
  20. target2019

    Chrome and The Confines of Life

    We went on a Jersey Shore expedition one week ago. It has been a long time since we last visited our youngest, and we wanted to see recent improvements to their bayside home. Sure, she's stopped here weekly, sometimes to stay a night, or just a quick drive-by to cycle belongings between...
  21. target2019

    Callan Table of Periodic Investments - Monthly Update

    Just discovered there are monthly updates available for the Callan table. https://www.callan.com/library/ Note that free registration is required to access the research.
  22. target2019

    Changing of the guard: NEE > CVX > XOM

    This was a surprising headline, at least for me. https://www.marketwatch.com/articles/chevron-stock-is-now-worth-more-than-exxon-theyre-both-in-a-world-of-hurt-51602108553
  23. target2019

    Stainless Steel and Shark Fittings

    The picture shows a problem we've had for 25 years. There is a water supply to toilet on first floor which comes up through a concrete slab. The stainless steel pipe O.D. measures more than 5/8-in (or 10/16-in) but less than 11/16-inch. I think this 5/8-in pipe is actually sweated onto a...
  24. target2019

    Small things and small decisions

    I started a "pet peeve" reply, but found the potential post went on and on. Here is my brief on how small things and small decisions can have greater impact than necessary. I needed a single CR2025 coin battery to resuscitate a decent Timex watch before giving it away. A quick search showed I...
  25. target2019

    Coffee Prep Tricks

    :) We use an automatic, basket-style coffee maker. I use a burr grinder for the beans. This sits next to the pot. Trick #1 is to sprinkle some water on the beans, shake it up, and spill the beans into the hopper. This reduces the amount of static in the grinder I use. You don't really need to...
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