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  1. Mulligan

    Please help the cheap Luddite

    Need help from the wise ones please if possible. My GF is moving in soon and works from home and will be taking over the living room because of the light and windows. I need somewhere to watch some day time tv, as I dont want to hang out in my nice downstairs, but windowless man cave. I have 3...
  2. Mulligan

    Tax Cut savings calculator

    Dont know if this has been posted, but NY Times gives a calculator and you answer a few questions on the side and it will spit out an approximate result. My situation was pretty standard so I suspect its pretty close. It had me about $2100... Not bad for a retiree...
  3. Mulligan

    Reader Sunglasses

    I got this idea from the forum here a while back and finally got around to ordering some reader sunglasses. Im unable to read small print mostly anywhere and trying to read with readers on by the pool in sunshine is just impossible with sun glare. Approaching our trip to Palazzo in Vegas quickly...
  4. Mulligan

    The Walk Home From School

    We have had numerous threads that discussed the "long walks home from school". I don't think any of us can compare to what these Chinese kids have to do today...OMG. You have to watch the video. I think I would have just dropped out. Check out this article from USA TODAY: 15 Chinese children...
  5. Mulligan

    Roth Rollover musing

    I had a Roth CD mature locally and wanted to consolidate it in my Vanguard account. No wonder Feds do not allow you more than one rollover a year. It is too easy to do with no paperwork. I just had bank on Friday cut me a check in care of my Vanguard, typed with Roth rollover, and slapped my...
  6. Mulligan

    Anyone have an HSA that allows buying of individual stocks?

    I just found out my HSA (Bancorp) is being bought out by Healthequity and they do not have a linked brokerage account set up. Does anyone here have an HSA that has stock buying and selling privileges through it (not just mutual funds)? I have 3 weeks to figure this out or it gets transferred to...
  7. Mulligan

    2015-16 Healthcare Premiums to be released Sunday

    Mark your calendar for tomorrow if you buy individual insurance. It appears pricing will be released tomorrow on Healthcare.gov. Window-shopping for Obamacare 2016 starts soon Sent from my iPad using Tapatalk
  8. Mulligan

    ACA for independent child question.

    Checking to see if anyone is versed on this. Daughter who was on her mothers husband insurance plan has decided to not finish school and head out on her own. Insurance is not really that good as we have had to cover some big deductibles, but was company provided. Mom (my Ex) has said company...
  9. Mulligan

    Andrew McCutchen's leaked pay stub

    Seems the poor guy left his 2 week pay stub in visiting locker room and it went viral. Although he makes more in 2 weeks than I did my last 8-9 years combined, I actually felt sorry for the guy. Income $820,659.88. Federal Income tax $322,074. State Income $16,775 Medicare $19,775. Also had...
  10. Mulligan

    Tax Question

    Preface this by saying I have been a "Christmas in February" person who over withholds and then receive a nice state income tax refund mostly from a tax credit of staying under 85k AGI. Now that I am starting to get near that threshold I have just lowered substantially my withholdings because...
  11. Mulligan

    Maybe us sports fans shouldn't be complaining about cable prices

    Just read an interesting article in Sports Illustrated about this topic. ESPN extracts the most from providers at $6.04 per person with TNT a distant second at $1.48. Now I have read that before and thought, well I would rather pay the $6 instead. But unfortunately it wouldn't work that way as...
  12. Mulligan

    The Fed selling bonds

    Ok, I apologize if this question makes the "dumb question of the day" but it has piqued my interest and I only know the basic mechanics behind it all.... I caught the tail end of Cramer mentioning the Fed should be selling it's bonds that it had bought heavily the past few years now and make a...
  13. Mulligan

    Are Big Oil dividends safe with lower priced oil?

    I have been thinking about putting my extra "fun investment" money in either Exxon, Chevron, or RD Shell. All I want is the juicy dividend and for it not to be cut. I have read big oil dividends are safe at this level of 80, but no explanation was given. Earnings and coverage ratios don't mean...
  14. Mulligan

    Brokered secondary CD question

    I bought about 20k in CDs today (a bit lower because par was under 100) that was about 20 basis points above new issue ones. The term is about a week less than 10 years and there were more units available that I did not purchase. This is my first secondary purchase which leads me to this dumb...
  15. Mulligan

    Colonoscopy payment

    I turned 50 so that is the time for this procedure. I checked with my insurance carrier today on this as I have a $5500 deductible. Having really never used my insurance before, let me tell you the whole process is a land mine trap of "gotcha's". First of all they say it's "free". But you also...
  16. Mulligan

    Anyone here still own Intel? Anyone considering selling now?

    This stock has really jumped and I wonder if it has anything left. I was considering selling it. If the after hours price holds I have almost doubled my money in a little over a year and a half. I bought it really to collect dividend checks as it was almost 4.5% when I purchased it, but now the...
  17. Mulligan

    Car Insurance Liability

    I am sure I am the only one here who did not know this but I learned a valuable lesson this week. I am acquiring my first vehicle in 12 years, so I started the process of acquiring insurance quotes. Well the first thing it wanted was how much liability coverage was needed. I put in standard...
  18. Mulligan

    Transferring HSA money to a new HSA account

    I found a small town bank within driving distance that pays significantly higher interest than I am currently getting. They don't seem to know too much about HSA and I don't want to get involved in multiple trips there. Has anyone ever just wrote a check from the funded HSA account for the full...
  19. Mulligan

    Jury Selection Process

    I received my first call to potential jury duty. While I am not jumping for joy over the possibility, I am certainly willing to do it and in a responsible manner. I was curious about the screening process from anyone who has went through it. I have determined it appears they will ask you...
  20. Mulligan

    Does it make any economic sense to replace a running 200k Trailblazer with a 100k Tra

    Looking for some input here as I am not a "car person". Background.... I have kept this car for 11 years and it is still running fine however I keep reading 200k is "stretching it" as far as reliability. If I traded it would be with another later model Trailblazer as they are a discontinued...
  21. Mulligan

    Existing non-ACA health plans allowed to continue

    People may keep old health insurance another year People may keep old health insurance another year I sure hope this means I can continue mine as my wallet is fixing to be lightened significantly come the end of the year. The best I can determine it is still up to the state. My state allowed...
  22. Mulligan

    News articles claiming Obamacare enrollee population is too small and mix is too old

    These articles are all over the place so no need to link them. But I wonder if there is a key component that is not being addressed in the statistics and is not been mentioned in any of the numerous articles I have read. That being that many people including myself are taking advantage of being...
  23. Mulligan

    Anyone play the sell Intel in the upper 20s and buy in the lower 20s game?

    I bought 500 shares this past winter around 21 as my sole fun stock to buy. I have since read some people over the years do this with Intel. It has jumped a lot the past few days and is now in that territory. Just curious if anyone who owns this does, or will just hold on to it riding it up and...
  24. Mulligan

    November I Bond rate set with a .2% fixed composite set at 1.38%

    First time a fixed number has been attached to the inflation part in quite a while. I definitely will by a few. At least theoretically the return is above inflation rate now.
  25. Mulligan

    Anyone have an Ipad 4 (with retina display)?

    I have an iPad 1, that is getting a little long in tooth on battery and power. I just read today in a Target flyer they appear to be offering a good deal. You can trade in the original iPad and get $200 trade in plus a $40 Target gift card off of the reduced selling price of $449. So altogether...
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