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I have a good friend that has a kidney stone that is a little greater than 2 cm. The stone is lodged inside the kidney at the entrance to the ureter. His urologist has given him two options. One is a uteroscopy I.e., putting a probe up through the urinary tract and into the kidney and...

I just got my auto insurance bill which had a decent increase. I discovered that they believe I’m driving 19300 miles a year. Actually it’s about 5000 or 6000. So I called and asked them how they figured the 19,300? They said that they didn’t know in my particular case but told me it was from...

Hey folks I have some paper shares in a UK company that I bought on a friends and family basis many years ago. They’re pretty much down almost 90% ( probably more..some friend and family deal that was!) The trouble is that I need a UK account to sell the shares. And I don’t have one, nor can...

I’d like to crowdsource some medical advice. I know we’re not supposed to get medical advice from the “internets”, but believe me I’ve tried many doctors etc and they just shrug. Problem is at least twofold : 1. I’m very sensitive to cold. Much more than anyone around me ever. Haven’t...

I have some paper stock certificates of a company in UK that I want to sell to get a tax loss. The company has a market cap of about $130 million and trades around $2. I’m an E*Trade and Schwab customer. E*trade doesn’t even want to deal in these stocks. Schwab told me that the market cap...

This is something I hadn't heard of before. Somebody has a radical prostatectomy with two nights in hospital and Medicare didn't cover it because he wasn't "admitted". Opinion: I’m on Medicare, but I still got stuck with a $25,000 hospital bill https://flip.it/2FTx-I

So I've been on a low carb diet since around Christmas and just got my blood tests back. I'm not trying keto or anything like that and I'm not counting carbs. I'm just avoiding breads, pastas, rice etc. I'm eating vegetables, actually more than I had before since I was really lax before. Now...

A good friend is buying a new home and has decided to rent out his present one. Both are in the same college town in Louisiana. Neither he nor I have done this before but I do remember seeing many here with experience. So I figured I'd ask advice for him. Such things as How does he check...

Clarification from IRS. You can recharacterize a 2017 conversion. I think this is "news". "How does the effective date apply to a Roth IRA conversion made in 2017? A Roth IRA conversion made in 2017 may be recharacterized as a contribution to a traditional IRA if the recharacterization is...

I've been renting out my house this year and now I'm trying to determine depreciation for tax time. HR Block program tells me to use the original cost of the house and then subtract the land value at the time. I know what I paid for the house 20 years ago but no idea of the land value. Any...

The Lancet is a serious journal from what I know so this kinda shocked me http://www.thelancet.com/journals/lancet/article/PIIS0140-6736%2817%2932252-3/fulltext#.WagzcnvumMs.twitter High carbohydrate intake was associated with higher risk of total mortality, whereas total fat and individual...

Someone I know died recently after a few months in a nursing home. They owned a mobile home in a trailer park for which they lot rental monthly. They didn't pay rent while in the nursing home as they were incapable. As far as I know they don't have any close next of kin so I'm wondering what...

This will/might be a real situation sometime for someone I know so Im hoping someone here might know. If you end up in a nursing home on Medicaid because you don't have any assets, and later you inherit a 100k or so, would that money be owed to Medicaid? Thanks everyone.

Has anyone ever done a Home Exchange? Did you use one of the websites like Intervac? If so is there one that you can recommend?

I am in the process of looking for a nursing home for my mum in Ireland and came across this and I had to share. One of the attractions of this nursing home is "Adjacent to one of Dublin’s best known traditional Pubs" Accomodation | Belmont House Nursing Home 😁

Just saw this on twitter and thought it's a great chart to show interest rate risk versus duration. Losses since July 11 1-3 Yr: -0.6% 3-7 Yr: -3.5% 7-10 Yr: -7.4% 10-20 Yr: -10.2% 20+ Yr: -17.5% 25+ Zero: -24.8%

I have been self employed and on an individual health plan with Blue Shield CA for about 20 yrs. This year I hung up my spurs. The doc told me I had AFib so that was enough to convince me that, at 60, I had enough stress. Anyway, prior to the new found ACA worries after the election I had...

HI All My head may not be working properly today (or most days ;D) , so Im wondering if someone can please explain this to me? I read this scenario somewhere on Bogleheads a long while back about taking SS early versus late. Lets say I’m 62 and have a portfolio valued 1.4M and Im trying...

We've been through this many times but yet an interesting post in the WSJ today with a quote from Bernstein: Are Individual Bonds Really Better Than Funds? - Total Return - WSJ "It’s true; when rates rise, the price of your mutual fund falls, but from that point forward you’re getting the...

I ended up getting an appendectomy at the beginning of December. Had a CT scan one afternoon after having some abdominal pain, and after that was told to go to the nearest hospital ER. So I went, was admitted, and had my appendix out the next day. Seems like everyone was in network (so...

I just watched this TED talk about how we change over time and how we think that we won't, and thought I would share with a question to all here: Are you the person that you thought you would be ten years ago? Have you changed in ways that you didn't predict? As I enter retirement soon I...

Hi Folks, Amazon.com: tax cut - H&R Block Tax Software Deals: Software Amazon one day sale: Today only.

I've been playing with the Schwab calculator just because it's more conservative in its predictions for stocks and bonds in the future than the past many decades. What I've noticed in my runs is that unlike Firecalc, where it's sort of a wash for me when to take SS, I.e., 62 or 70, with Schwab...

I was wondering if anyone had given any thought to borrowing against the portfolio ( or house etc) in down years, so that they don't deplete the portfolio, and paying it back when the portfolio had recovered. On first glance I'm sure none of us like the idea of borrowing, but maybe it's a good...