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    Does a SNF require social security numbers?

    I just received a call from the SNF/rehab facility that is admitting DH from the hospital in 1.5 hours. They stated they had to have his SS number as Medicare requires it. Sounds fishy to me but I'm between a rock and a hard place at this point. Getting into a good facility was a nightmare as he...
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    I Can't Believe I Got a Tick Gardening!!!

    Couldn't figure out why I had this "skin tag" on my shoulder. Finally asked DH to take a look and it was a tick. He really had trouble getting it detached but it is now lying in a med bottle awaiting doctor's inspection. I was out gardening yesterday early afternoon and always wear long pants...
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    Safe Harbor Calculation with Large Tax Credit

    This is probably a stupid question, but... I pay our estimated taxes with the RMD I have scheduled for the end of the year. Most of the RMDs are withdrawn early January. I am trying to determine without success, if a large tax credit impacts the calculation of the safe harbor rule for the...
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    Xarelto Costs Went Through the Roof

    Has anyone else experienced 100++% cost increase for their Xarelto or other meds under Plan D? Other than the first refill of the year, the quarterly costs have been $132 or thereabouts since forever. Just refilled DH's Rx and the cost is $352 for the 90 day supply >:( . We have CVS Caremark...
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    LP Conversion to LLC...Pros & Cons?

    DH is a limited/silent partner in some real estate. This investment dates back 40 years. The managing partner called yesterday to advise that they are in the process of converting their Limited Partnership to an LLC and need everyone?/majority? signatures for this move. And, they'd like to...
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    Which Car to Buy???

    Looking for some input to make sure our thinking is on track. DH and I have decided to replace his ICE 2017 Lexus ES350 with new. One reason being we replaced my SUV with a BMW IX EV last fall and love all the new safety features/technology, especially the 360 camera which makes parking into our...
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    Varilux or Shamir vs standard industry lenses

    Hoping to get some input from others who had difficulty with 'regular' progressive lenses and tried Varilux or Shamir progressives. To keep a long story short, I lost the functional vision in my right eye just over a year ago. The nature of the damage to that eye (dominant eye), in addition to...
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    How in the World Can a Car Lock Itself With the Key Still in the Car???

    This is what drives me nuts about technology. I love it, but arghhhh. Brand new 2023 car (EV, however, I don't think that makes a difference) I've had for 3 weeks now. The other day the car managed to lock itself with my key in my backpack in the back seat. The doors are currently programmed to...
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    Question for those with EVs

    I Googled but am unable to find anywhere the length of charging cords. We need 25 feet. I assume that's not a problem? When we get our second EV ;D we'll need an even longer one! What lengths do they come in?
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    Free Feeding to Scheduled Meals for our Cats

    As of yesterday, we are transitioning our cats' feeding from free feeding to scheduled meals and need help! Both kitties are 11 years old and one is fat (14 lbs.) and very inactive. She has some health issues and we as well as the vet are concerned about her health. The other is normal skinny...
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    Seeking Recipes due to Medically Necessary "Detox"

    I have been diagnosed with 'Silent Migraines' and after clean MRI for acoustic neuroma (whew :dance:) am now seeing a neurologist. He has diagnosed the migraines with the first step of identifying triggers. He states that about 50% of his patients are helped with food modifications. The only...
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    Seeking Recs for an 'Eye Center'

    I need to seek a second opinion for an eye issue and am looking for a hospital, clinic, center that is held in high regard for retinal issues. Location is not a problem…willing and able to travel ;D. Any suggestions?
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    Difficulty in Downloading iPhone Photos from iCloud

    Help! We want to download our photos (DH takes a LOT) from iCloud onto an external drive. Per Apple, if you download from iCloud to the Mac laptop, the system downloads, HOWEVER, it downloads with storage, hence, size optimization of the photo in mind. It will NOT download the "full" photo. The...
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    Costco Rewards Certificate Redemption

    Don't know if this is Costco-wide or just at my local Costco. I purchased my usual stuff in the usual manner then gave the cashier my card and the Costco Rewards Cert to redeem for cash. He told me Costco has changed the rules and it can only be applied to purchases or to a Costco gift card...
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    Taxes Due When Cashing in Life Insurance?

    I think I know the answer but thought I'd check with some more knowledgeable folks here before pulling the trigger and severely impacting our IRMAA in 2 years. DH has a couple of whole like policies that his mom took out when he was a young lad and we've been paying the premiums since. One has a...
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    RMD Withdrawal Tax Question

    In the past, I have always processed our RMD withdrawals as one lump sum in Q4 with all of our taxes withheld from the distribution. In addition to the 1 time RMD, we receive monthly SS and annuity income with $0 taxes withheld from those income streams. My CPA as well as well as posters here...
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    When to take 2021's RMD?

    Doing some yearend financial stuff today which got me thinking how best to manage 2021. Our RMDs are substantial and we usually withdraw in Q4. Me thinks that given the high of the market right now, it might make sense to do the withdrawal in early January next year. Thoughts...hehehe?
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    A/C Questions

    After the most miserable summer in the SF Bay Area, DH and I have decided it's time for A/C. Our plan is to install it downstairs in garage now and upstairs next year after Covid. We are looking at the slimline condenser units 17" wide and 70 decibels vs. the 'normal' 35" wide and 78 decibels...
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    Is the Hurry Cane Good?

    Did a number on my hamstring and associated tendons and stuff and cannot navigate stairs w/o support. Just had the bright idea to order a cane for those times when needed. Is the Hurry Cane any good? Pros and Cons. I just ordered from Amazon for Monday delivery but if there's something better...
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    I am Again Seeking Recs for 3rd Party Toner Carts

    Bought Canon Imageclass MF743cdw color laser printer to replace the MF733cdw. We had 2 of those and they were both wonky and bit the dust after a couple of years. Stupid, stupid, we stayed with Canon and bought their next gen which was a huge mistake. 4inkjets which made great 3rd party toner...
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    Medicare & Medical Info it Retains

    I have a strange problem. I got my flu shot last week, the high dose one, and had a bad reaction to it. I always get my yearly flu shot at the pharmacy at my local grocery store because they give a 10% off coupon with the shot. I went in today to find out details on last year's shot so that I...
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    DH in Hospital under Observation and Medicare Issues

    Took DH to ER last night and they kept him overnight for observation and to get meds right. Have heard horror stories about Medicare not covering observation. Does anyone have personal experience with this? Any recommendations? Thanks.
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    Manhattan Life thru Boomer Benefits

    Dental Insurance. I recall a thread (couldn't find it) where some folks were happy with BB's offering, Manhattan Life ($1,500 year coverage). In our experience, it sucks big time. First, we were told by BB a 6 month waiting period before most stuff is covered...turns out, it's 1 year. Now we...
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    Hand Sanitizer Recall

    I was going to add to the 'Grocery' thread but thought this topic deserved its own. Was without hand sanitizer for quite some time. Finally found some at Costco. Mfg in Mexico. The first recall of hand sanitizers mfg in Mexico did not list my brand (Blumen) so thought I was safe. Checked again...
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    How Comfortable Are You Going to Dental Hygiene Appt?

    My rescheduled hygiene appt. is next week and I'm getting nervous about going. I go every 4 months and this one was rescheduled from last month, so 5 months. It's a large dental office (~6-8 dentists) in an older building. I plan on calling them Monday to find out what they are doing to...
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