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    Galveston vs Corpus Christi

    Opinion? What would be the better place to "hang out" for a week while waiting on the eclipse? Galveston or Corpus Christi? We would probably rent a house or condo on the beach for a week. Eclipse path is about 200 miles away so we would head out very early in the morning (like 4am) to make...
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    Using ChatGPT for travel routes

    Ok, this is interesting. I asked ChatGPT to find me a route from Spokane, WA to Orlando, Fl by car, optimizing for inexpensive gas, low miles, and inexpensive hotel options, traveling by daytime only, not more than 400 miles per day maximum. Also tell me the total miles traveled vs the...
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    Cape Coral, Florida for vacation?

    Just scouting out places that might be interesting to rent a waterfront home for a week or so and was looking at Cape Coral, Florida. It looks like, from Google Earth, that it has a VAST maze of canals. We would have our 17 foot Montgomery sailboat (2 foot draft with centerboard up) and also...
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    Pull from HSA now?

    I am sure this has been asked before, but maybe not for the same reasons. Before our taxable cash got too low, I set up a 72t which also gave us the minimum income to stay above 138% of FPL. I have been trying to keep our MAGI right around there, and I supplement our income needs with after...
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    I think perhaps you could write a decent book using ChatGPT

    I was just toying around and gave ChatGPT this: "write me dialog, about two paragraphs between Brad and George. Brad has been experimenting with artificial intelligence and has focused on full simulation of neuron interactions in the brain but the simulation takes a long time. The artificial...
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    Sealed for Life transmissions? (Ford)

    We are nearing 50,000 miles on our 2017 Ford F150 4x4 2.7L turbo truck. I know the transmission does not have a dipstick and is "sealed for life" which is supposed to not require as much maintenance. Do any of you who own one of these type transmissions change the fluid at some point, and...
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    SpaceX Texas, solar eclipse

    We are planning a road trip in the early spring from Washington down to Florida (visit family in Georgia). We are going to take our F150 and pull our 17 foot sailboat, with a 7 foot Portland Pudgy on the truck tonneau for puttering around with the electric outboard in places too small to sail...
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    AARP worth it?

    My wife is nearing 55 and was asking me if it is worth getting a AARP membership. I had not really thought about it yet, I am a year and change behind her. Is it worth it for the membership cost?
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    Carbon credit for trees?

    When scouting our 30 acres of forest land in NE Washington state for a Christmas tree, I came to realize we have A LOT of trees growing on our land. Has anyone managed to obtain some sort of financial boon from the carbon capture of these trees? I did a little research and it seems there...
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    Tuna check?

    Saw this today: https://www.yahoo.com/finance/news/families-were-cheated-low-income-123000733.html "To help low-income families impacted by these price gouging scandals, the Attorney General’s Office is sending checks to every Washington household whose income is at or below 175% of the...
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    selling a motorcycle - test drive?

    My wife had a spill this past spring on her Yamaha WR250R. She is mostly ok, except she can't lift her arm easily above her head, even after months (I told her to go back to the doctor about this but she keeps putting it off). Anyway, her bike was totaled and I have decided to sell mine and...
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    Yahoo language filter

    More of a rant (I can say rant on here but probably would get post flagged on yahoo), but have any of you who post in yahoo comments (if anyone still uses yahoo) had a problem with seemingly benign comments getting flagged as violating the language rules? Is it just bad AI? I was making a...
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    Confusing fan instructions?

    Do you think this was AI generated or what? "4, will suck in particular is fixed at the top of motor Department of well hole, the screws" "5, the controller of the light source The son, the motor terminal respectively For good, and at the top of the electricity Cable connection" Is that last...
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    Large travel rewards balance?

    We have put a lot of stuff on a credit card with 2% travel bonus rewards while building our house. No time to travel so it just keeps piling up. Is there a point where you would get concerned? This is Capital One Venture. I think we can get Amazon gift cards or cash at some reduced amount...
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    Tapping into sewer line

    We are at the point where we need to tap into the 8 inch sewer line in the alley right of way (dirt) in the back of our new house build. We have everything done to the cleanout just outside our house (4 inch schedule 40 pvc). I had a local construction company come over, one that does all...
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    The money pit?

    This 1890 Victorian house (on a really great lot) went on market a couple weeks ago for $209,000. It immediately was listed as pending, waiting on inspection. My wife and I smirked and said, just wait, I bet it goes back on the market. Sure enough, a couple days ago, status changed, BOM...
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    UPS drivers making $170,000 a year?

    Not yet, but wow, I had no idea they make as much as they do. "During an earnings call on Tuesday, UPS CEO Carol Tomé said that by the end of its five-year contract with the Teamsters union, the average full-time UPS driver would make about $170,000 in annual pay and benefits, such as...
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    Oh no! JPMorgan 4% rule fears

    "As an example, the bank said there is a nearly 100% likelihood that a 60-year-old with a $30 million taxable portfolio would run out of money if she spent 4% of her portfolio (i.e. $1.2 million) for the next 30 years." lol...
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    At what point would you drop umbrella policy?

    Amfam has raised our renewal rate yet again for our dinky 1 mil umbrella policy from $420 to $530 coming up this April. I am starting to wonder if it is really financially smart to keep it. After putting a lot of our taxable account into our new home build, we have most of our assets in 401K...
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    Calculated refund of $2

    Just did our taxes. It wasn't super complicated this year because there was not a lot of activity in our taxable accounts but I did have to report the first 72t distribution we took last year. Hope I did that right...seemed fairly easy, just put in the 1099-R info and the software filled out...
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    Netflix stopped working

    I just cancelled Netflix after being a member since 2012. About 2 months ago they stopped letting you use a HDMI cable to your tv from your computer, which was how I liked to watch shows. I switched over to casting to our TV (a LCD tv but without built in smarts) to a chromecast dongle plugged...
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    Nanny state rant

    Just found out that GFCI is now required for clothes dryers (2020 code). The 30 amp GFCI breaker is $125! Note that you are not required to have this if the dryer is hard wired into the system, but who does that? Still, how many times do you unplug your dryer? Be honest! It was already bad...
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    Is it normal for a HSA custodial xfer to take a month?

    I shouldn't complain, since they forced me to go all cash ($100k) in the HSA before the transfer to Fidelity, which has allowed me to sidestep this drop, but I am getting a bit ticked off that it takes a month to do a custodial xfer of the HSA (from Optum to Fidelity). I would call again, but I...
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    Sometimes you lose

    My pick of Vanda got stomped yesterday. A judge ruled against them on a lawsuit they had against generic manufacturer TEVA for one of their two main drugs. I read through the ruling and don't really understand why they lost. The judge made comments like "i discounted the testimony of Dr...
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    Anyone following the crypto meltdown?

    Maybe I missed the thread, apologies if so. I have been reading a few of the articles about FTX and Sam Bankman-Fried. It really sounds like a movie. Today there was news that last night, after bankruptcy filing, hundreds of millions of dollars of various crypto was illicitly moved out at...
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