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  1. prudent_one

    Looking for high-yield bank or CU savings account for a non-profit

    I handle finances for a non-profit. Their checking account pays 0.01% APR and the savings account (if we wanted one) pays 0.05% APR. Bank says that's because our account is a business account, not personal. I'm just looking for a way to stretch their funds. Any suggestion how I could find a...
  2. prudent_one

    Which advisory option for spouse surviving me?

    Probably an oft-told story. I handle the finances, she has little interest in it and no aptitude for it (dyslexic WRT math, it's dangerous). She knows this is true. I know if she trusts someone, she will not question what they say. I need to have a plan in place if I predecease her. For...
  3. prudent_one

    Expedited passport service suggestions?

    Something has come up and I will need to travel to Canada the first week of August. By a miserable coincidence my passport will expire August 1. So I need to renew in an expedited fashion and I found these options from a service that has an arrangement with AAA: Expedited Service takes 7-9...
  4. prudent_one

    Bail out of Stable Value in a 401k?

    My brother is thinking about pulling out of the Stable Value fund in his 401k. He's already transferred everything else out of the 401k to an IRA. He can't get back in if he moves out of it. The SV yield for now is a guaranteed 1.8% and he's attracted to 4% in a money market fund. He's retired...
  5. prudent_one

    Private Banking useful if financially-naive spouse has to handle finances?

    Our bank invited us to sign up for their Private Banking service. I looked at the website to see what the deal was. I saw nothing that was really interesting. Already have free checking and checks, don't imagine I'd be needing a loan, I don't have a business. We're not at a level where...
  6. prudent_one

    Is there a way to search for posts where I was quoted?

    Wondering if there's a way to find all posts where I was quoted. Searching "originally posted by prudent_one" doesn't work.
  7. prudent_one

    Suggestions for too much cash in IRA?

    My nice neighbor asked me what ideas I had about putting $250K cash to work in his IRA. A not-unusual story - he sold off a lot of his IRA investments March 2020 as the market slumped, let it sit all this time. Now he wants to redeploy it low risk. Since it's in an IRA, it looks like he can use...
  8. prudent_one

    Obtaining new credit after retirement

    Most recent thread I could find on the topic was 4 years old, so I'll ask. I'm curious about what others have run into when applying for credit after retirement. Not because it's a real need but for various reasons it's something you might want to do - a 0% interest rate on a car, bonus miles...
  9. prudent_one

    Hi, I am... getting close

    I'm a few years away from the official retirement age but if fortune smiles I might be able to step away a little sooner than that. I've always been interested in investments (even as a teen) and have read way too many books on the subject. Still do. Was lucky enough to make my investment...
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