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    Healthcare Gap Support Recommendation

    Need help in selecting the right health care coverage, please direct me somewhere else if this has been asked a million times: I'm: 44,m, single household, FIRE'd in September relatively healthy, but will need some dental work upcoming 700k in HYSA/Cash equivalent, so a healthy amount of...
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    Buying More Real Estate + Cash Flow?

    TL; DR - FIRE'd comfortably recently, should I buy more RE that will take some work and grow cash flow? I recently FIRE'd . Currently, I have enough for my lifetime ("won the game"), but given my drive, I want to continue to pad what I have b/c it's actually interesting for me, though adds a...
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    Severance Negotiation

    I received my final paperwork for severance, overall it's pretty good - they gave me three months of transition time (already completed), now I'm entitled three months of severance, 2023 bonus, and a portion of my RSUs. I have to sign paperwork to invoke the remaining payouts and bonuses...
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    Free Health Insurance?

    I just signed up through the state site and it came out that I can get premium insurance for FREE. Given the cost of crippling health insurance costs, I wanted to validate this is accurate as this is quite the opposite. I'm 44 and in fairly good shape. I just started FIRE now and am using...
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    Take Severance ? Need a Final Push!

    I have an opportunity to take a severance and transition to FI and am trying to think it through. Even though the math says I should stay, everything else tells me I should call it a day. Any feedback would be helpful. My stats right now are about (see breakdown from a few months back for...
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    Pre-FIRE Prep / Check-In

    I've posted probably annually on this forum to get feedback. It's been helpful/cathartic to get some insights and next steps, so been super appreciative. This was my post last year and was hoping to get some more insights. Every year, I talk about pulling the plug, but never do, so yet here...
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    Supplemental Retirement Plan - Salary Deferment

    Was trying to search for this topic, but have an offer to sign up for an SRP/ Salary Deferment. Basically a company backed extension of my 401k. I can defer up to 50%. Questions: 1) Is it of value to sign up? I can have more pre-tax dollars put in, but also, there is risk of my company...
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    At The Finish Line?

    TL; DR - How can I get motivated to pull the plug? $5.25M NW/42/M/Single I've seen a number of these posts, so hopefully, it's not redundant, please move it if it is, just trying to get that motivation to call it a day! STATS 42/M/Single/VHCOL Salary = $540k NW = $5.25m Cash = $350k Stocks...
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    FIRE by 40? 2M in a HCOL area possible?

    Hi! So again not sure where I can post these updates, so I'll opt for here again. @Mods, please move where this make sense. Maybe they aren't even needed on the site? :) I posted about 4 years ago @ 1.8M NW, my goal then was $2M and a paid off primary by 40 years old. I posted again in...
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    Cyclical, Financials, and Industrials

    I'm currently heavyweight in tech stocks, some have taken a beating YTD, but still looking good overall, since most (not all) have been acquired pre-dip last year or during the dip last year and I've held on. With that said, I'm not too sure what the rest of the years holds with increasing...
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    FIRE by 40? 2M in a HCOL area possible?

    Hi ! =) TLDR - I met my initial goals, 2M by 40, but working OMY is always better, right? Maybe time for a sabbatical? Anyone call it quits late 30’s/early 40’s? How did it go for you? Just making a quick check-in update, again, for my own tracking and seeing the growth in my thoughts and...
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    Withdrawal Strategy for My Parents - 401k, IRAs

    I think there might be variations for this questions, so hopefully, it's not redundant, please point me there if it is. Basically, my parents are retired and are reaching mandatory withdrawal dates, what should their strategy be? Dad - age 71 IRA - 59k Mom - age 70 (so eligible to delay to...
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    Maryland Bridge?

    I posted this thread way back: http://www.early-retirement.org/forums/f38/sinus-lift-bone-graft-implant-crown-91630.html. I still haven't gotten a sinus lift + implant + crown because I felt the ROI isn't really worth, not just monetary costs, but the multiple dentist/oral surgeon visits and...
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    Stocks to Three-Fund Portfolio

    TL DR. 1. Three-fund portfolio or stock picking? 2. When I FIRE, how do i get cashflow? Dividends? Sell shares? ----------------------------------------- So I have $1m in equities, half in my 401k and half in my personal account. For my 401k, I've chosen a mix of their mutual fund...
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    Sinus Lift+Bone Graft+Implant+Crown = $$$$

    I think there have been several threads on this searching back, but trying to see if there are ways to reduce cost. I had a tooth extraction on #2 b/c there was an infection underneath it and they couldn't save the root canal. So now I have a gap there. The prognosis is that i need: 1)...
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    FIRE by 40? 2M in a HCOL area possible?

    Hi! I've been lurking on the board for a while and definitely appreciate the advice and the laughs :) Anyways, like most people, I don't love my job, and would like to stop working. Here's where I'm at, any advice is appreciated. Stats 37 No wife, No kids Fairly healthy Higher CoL area...
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