Withdrawal Strategy for My Parents - 401k, IRAs

[refi]

I think there might be variations for this questions, so hopefully, it's not redundant, please point me there if it is. Basically, my parents are retired and are reaching mandatory withdrawal dates, what should their strategy be?

Dad - age 71
IRA - 59k

Mom - age 70 (so eligible to delay to 72 to withdrawal now)
IRA - 42k
TSP(401k) - $350k

Total NW: ~ $2M

So my parents spend NO MONEY. I mean, like zero. So very generously, they spend around $2000/mo. Their incoming income (SSN, Rentals, Pensions) is about $7-8k/mo.

TLDR - Parents don't need money from retirement accounts, is there any reason to withdrawal more than the RMD and before the mandatory age to start withdrawals? What are pro/cons? Any considerations?

 

[RunningBum]

Probably no reason to withdraw more. Before they hit RMD/SS age I would've been converting some of that deferred income to a Roth (assuming their income was lower than, compared to what it is now), but it's probably too late for that since they now have higher income with RMDs+SS. At best they could do a small conversion this year (and next?) before your mom's RMD kicks in.

One thing they can do is make any and all charitable contributions with QCDs.