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What was the secret? What advice would you give to parents? We have a 10 and 12 yrs old kids. TIA

My mom lives in a coop located in New York. Recently they send a notice that housekeepers are not allowed to use laundry facility due to covid 19. My mom is disabled and over 85yrs old. She has a home aid that comes weekdays to help with her chores including laundry. Today, someone stopped the...

1. Buying a heated bidet. 2. Switching to safety razor from disposable one. 3. Buying eyeglasses online 4. Buying a citizen eco drive radio controlled 5. Switching from actively managed stock to low cost tax efficient index etf 6. Becoming vegetarian 7. Buying Investment condos at the right time...

John and Sarah are married couple who live in Austin, TX. John is a 55 yrs old recently retired from his own dental practice. Sarah is 50 yrs old tax accountant who also recently retired. They bought their house 20 yrs ago at 200K which is currently worth $1.5Million. The mortgage was recently...

US came in at 35. With all the money we spend on healthcare I would have expected to be on top 10. https://www.bloomberg.com/news/articles/2019-02-24/spain-tops-italy-as-world-s-healthiest-nation-while-u-s-slips

Sounds like maybe a good option https://www.nbcnews.com/health/cancer/annual-stool-test-may-be-effective-colonoscopy-study-finds-n975871

Not sure why they don't count investment income from tax deferred accounts for calculating the amount of subsidy one gets. If the purpose is affordability, then all income should be counted. The same reason tax exempt income is included. If our same investment income was earned inside tax...

I just had someone hack into my restaurant delivery account and place a $17 breakfast order for pickup. Since my pmt information was saved on their site, there was no issue for them to do this. I immediately called them to report it but the person had already picked up the order. I was told by...

I read some of the older discussions on this topic and I still need advice. I currently have an older unit brother MFC-7840W. It is mono laser printer one. I think I have had it for about 10 years now and it has worked fine. I am looking to upgrade the unit with a much better scanning ability...

In mid October we received a large distribution from investment in private equity holding. After putting aside the tax, I invested the reminder based on our asset allocation of 60/40. Even Though I knew market was at rich valuation at the time. I did not want to time the market. The unrealized...

For those who use heat at home, what setting do you use? We have it at 69 during days and 67 at night.

We live in north east and recently had flood in our basement after heavy rains. The water level in our town is higher than normal and as result water comes in from below the basement level from small cracks in the cement floor. We hired professional to review our situation and advised that we...

Might be interesting to read https://www.marketwatch.com/story/heres-why-you-shouldnt-retire-super-early-even-if-you-can-2018-08-30

For those who use Quicken, can you tell me if what I am doing is right to arrive at investment performance by category. I go into reports->Investing->Investment performance. I then change the date to custom date of ending to 12/31/2018. I ask it to sort by security type. I then compare those...

When I think of ER, I think of those retiring under 50. In my case and my wife it was at 40. Working very hard those years before retirement, I looked forward to years when I can stop working and enjoy doing what I always wanted to do. However, my first kid was born shortly after I retired and...

An article in marketwatch. https://www.marketwatch.com/story/why-some-people-hate-early-retirees-and-why-theyre-wrong-2018-04-25

I recently came across the informed service from USPS. They also have an app. I think it is useful making sure when and what mail and packages you are receiving. https://informeddelivery.usps.com/box/pages/intro/start.action

Married 51, dw 44, two kids 7 and 9. Net worth: Cash/savings 300K IBond 134K Tax Deferred (IRA) 840K (Stock ETF: 730K, Reits:85K, Preferred 25K) Taxable accounts: 5.76M, (Stock ETF:3.3M, Bonds: 1.33M, CD: 375K, Reits:340K, Pref:395K) Kids accounts: 110k (all stock ETF) HSA:9K House: $1.35M with...

Would anyone know the answer to this question. This is for my nephew who moved to CA for job opportunity. His wife lives and work in WA. Both CA and Washington are community states. In this case, would the one in CA be forced to pick up half of the income from Washington state and pay tax...

IRS just reduced the 2018 HSA for family from $6,900 to $6,850. For those of us who made the full contribution already (like me), we now have excess contribution that needs to be removed with income on before the due date of tax return

What is your thoughts on replacing part of fixed income allocation with a utility fund? Historically it has had a better return the bonds with some degree of safety. I realize they have more risk, but in long term would they offer a better risk return than bonds? The same question for Reits as...

In the Upshot The New Health care The connection Between Retiring Early and Living Longer By Austin Frakt dated Jan 29, 2018 "You may not need another reason to retire early, but I'll give you one anyway: it could lengthen your life." Can't attach the whole article, but should be easy to find...

We currently have a 650K mortgage on our house at 3.625 % with 8 yrs left on the 15yrs term. I was always thinking with fixed income returns being so low these days it might make sense to payoff the mortgage. Now with the new tax act, it looks like it might make more sense. We will be entitled...

Hi, We currently have HSA insurance with $5685/11370 deductible plan. I was wondering if it would be cheaper to pay for most medical expense as self pay (without submitting to insurance) ? If so, can the expenses still be submitted to insurance so it counts toward the deducible? Thanks Wish...

Hi, does anyone know a good service in case there is a need to call for help at home. This is for my mother who is 83 yrs old and leaves by herself in an apartment building. She lives on social security and ssi benefit. She knows a little English. Thank you.