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I just turned 61 and have a year to retirement. I'm at 75% equities and heavy in my own Company which I know is crazy. Extremely healthy company that I know very well and have got me to this point. It is also a Fortune 20 company that is very highly respected amongst most investors. I retire in...

Yes they do allow guest. You just have to pay

As a Costco GM I can tell you the amount of card sharing is crazy. We have been doing this for about 6 months, and it has cut it down drastically. It is a small percentage doing it, but with 120 million card holders that adds up. I can also tell you theft is a big deal. With the new laws in...

The employee you spoke to was misinformed. We use what is called bull meat and tubes to make our ground beef, and we throw in trimmings and any red meat that has lost its bloom. Almost all other stores ship their meat in already packaged and it is gassed to maintain its color. Costco has the...

It has never been a fixed markup. The maximum markup is 14%, but some items are as low as 1-2%. We basically mark items up to pay the bills and almost all profits come from membership dollars. As a whole we are by far the best price, but some stores beat us on loss leaders. We don't play the...

Bias Response I'm a GM for Costco and have worked for this incredible Company 34 years. If you want chips, green beans and the basics, we are about the same. With most other things it isn't even close. We are the second largest seller of cars in America because people trust us for pricing. Our...

I just had a 3 way bypass in May with 100% blockage in the widow maker. It really makes you think in the hear and now. I'm wanting to retire in 20 months when I vest 100% in my stock, but this has me questioning the timeline. It's a pretty good chunk to wait for, but there is no promise I even...

It was a triple bypass because the main artery was 100% blocked. They originally talked about doing stents until they found the 100% blockage. I was released 5 days later and now I'm walking 2+ miles a day two weeks after being released. The scar sucks, but I'm alive. I'm lucky there was no...

Be Cautious Good to hear your story. I just turned 60 and both my parents had massive heart attacks at 60. My Dad passes about 6 months later, but my Mom is turning 89 in August. I started having chest tightening at work about 4 weeks ago and went to the heart hospital. They didn't find...

We are two years away from retiring, but spend between 30-70k a year at this time. This includes 1-2 trips a year with our two grown girls and our two grandkids. Those are the expensive trips, but my wife and I really enjoy staying at nice places. We also have a motor home that will get a lot...

Costco I'm a GM for Costco for 33 years and I just wanted to share a few thoughts. -What we have that no one else does is Kirkland Signature brand. Our house brand is made to be better than the leading brand (Proven many times over by Consumer Reports) and between 20-35% cheaper. -I travel all...

Not there yet We are still two years from retirement, and our travel budget is one of the things I'm concerned about. We love to travel, and take our kids and grandkids on 1-2 trips a year with us. We have been spending between 40-70k a year for the last 10 years, and I know we will need to...

Trusted I'm a Costco GM and have worked for Costco for 33 years. Our Optical Dept has been rated number 1 by Consumer Reports for many years, not only for price, but also service. It is the only place I have purchased them for 20+ years. I would have to say our selection is pretty darn good as...

I had a 6.9 A1C just over a year ago and of course the Doctor wanted me on meds. I did a lot of research and found that eating Vegan was best. I went vegan and ate as much pasta and Rice I wanted to. Amazingly after just 5 months my A1C dropped to 5.4, cholesterol dropped from 300 to 200, and...

I'm a Costco GM, and if the TV is less than 2 years it falls under the Concierge program. You do have to make phone calls and if they can't repair it, Concierge will recommend replacement. No one else will give you that without an extended warranty. If you purchased it with your Costco Citi...

I'm curious how so people mention paying 12% for their Toth conversion, but someone else paid 22%. Is it based on the amount of conversion? I would like to convert my entire 401K to a Roth when I retire which will probably be over a million. Just curious.

FA thoughts I'm running my own accounts in my 401k and so far the returns seem decent, but I'm not sure what the market returns are in that span. I have a 40% one year, 20% three year, 13.5 five year & 11.68 ten year. I can't imagine paying an advisor would have done better than that. I was...

I used Prilosec for years until it was linked to Alzhiemers. Now I drink a fresh squeezed lemon everyday and heart burn is cured. This is from someone who used to wake up gurgling acid in the middle of the night. No side effects to that remedy.

I paid 21.4% of my income this year compared to almost 24% last year. Much better.