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If there is anyone on the board in Atlanta that has experience in purchasing a home, I'm in dire need of help. The agents that I've had so far have been unprofessional and rude to say the least. I'm looking to purchase in Rockdale, Gwinnett (near Stone Mtn), or Dekalb county and need...

Networth topples to $55 K. I need a pick-up board....It seems with all of the personal hardship, my financial sense and discipline have taken a slide. I've felt like taking out a loan from my 401K to get back on my feet---yet resist since I so badly want to eclipse the $100 K level again. I...

Is this value net of expenses? Mine for the year shows 11.2%.

2005's +'s and -'s + Realized the power of giving + >10% annualized returns + 39.4% of gross saved + Purchased a Polar F11 and got in shape! - Too much spent on food prior to above - Too much spent on workout gear and Banana Republic!! 2006 Plans + Relocating to cheaper area of the country...

Is there a user-friendly tutorial for this? ??? TD

Good morning. I'm trying to determine how one would go about figuring out which option is better... 1.  Take NET INCOME and purchase the MOST EXPENSIVE home one can realistically afford, hoping that appreciation is favorable. 2.  Determine the MINIMUM INCREMENTAL AMOUNT of dollars you would...

For interest only loans.... 1) Leverage up to the point you can afford (making sure you can save @ YOUR pre-determined FI rate in a worst-case scenario)----> aka LBYM 2) Location, location, location 3) Leverage the "savings" in mortgage payments... ...

Finally.... Man, it's a good feeling again... I have an MBNA Platinum Plus...$10 K limit, 9.99% flat APR for all transaction types....how does this rate on a scale 1 to 10 (1 = poor)? TD

http://library.hsh.com/?row_id=58 Enjoy, ;D

I have a friend (co-worker also), that has just received a bonus which will allow them to pay off all of their credit card debt (~$7 K). :laugh: Afterwards, she would still have ~$2,500 left to begin saving. :-* Enthused at her opportunity, I told her we should celebrate her freedom from...

Currently have a decent paying job....although getting bored.   :-[ For those that have left good companies, can you share learnings on: *Did you leave too soon or to early? *How long was the grass "greener" on the other side? *Did you experience the 10-20% increase in pay? I plan to work on...

I have a buddy that is going through some serious issues. Graduated top of the class, good-looking (you know all the right stats), but has not saved a DIME during the last 7 years. He asked me yesterday how much he should have saved--w/o going into a lot of detail, I shared that at our age...

Posting as a result of a lively lunch conversation today... :laugh:

Net, I'm down 1.2%.  I hope this sale lasts for 3 more years and then picks up with a new President. P.S. Any Minneapolis people here, would you recommend General Mills or 3M for places to work? I'm currently @ Best Buy HQ in Bloomington. I've hit my 4 yr mark and am looking for a change. TD   :-/

Credit score....over or underated? Your strategies, limits, utilizations, etc? Thanks, TD

I'm finding that as I develop and fine tune my ER plan that my career goals are becoming more subordinate. I make a decent salary and expect it to increase within the next couple of years.  At that point, I think I'd be prepared to put my career on autopilot.   Is this too conservative of an...

I'm tracking to a paltry 3.0%! : (

:o ? http://www.realdemocracy.com/frsystem.htm

Advice? I'll be taking the bend this holiday season. Women, your advice is REALLY welcomed! ;D

I hate to sound like a doom and gloomer...but this could get ugly....real fast. Wal-Mart is on the brink of becoming unionized... The war in Iraq is not going well... Consumer debt continues... Interest rates are going up.... Foreclosures are at record levels... Trade deficit at record...

Some creative tips here... http://www.cheapskatemonthly.com ;)

Targeting a 12-15 year retirement date, thinking of changing professions (corporate to teaching). Current: $138,612 net worth ($47,000 home equity) Annual expenses: $20,759 Annual contributions: $14,000 401-K (does not include company match) $5,000 stock grants (will not last) $3,000 ROTH...

http://www.census.gov/hhes/www/wealth/1998_2000/wlth98-1.html I've wondered...."why is this data tracked so explicitly?"

History may not repeat itself, but it rhymes. - Twain Enjoy, TD :) http://www.financialsense.com/editorials/gordon/2004/0907.html Note:  I am not endorsing the commentary as being entirely factual (or title for you diehard patriots).  Please be objective when reading. I found the...

Voice over internet phone seems to be taking off. Currently, approx $20-25 dollars cheaper per month than say MCI's neighboothood ($49.95 per month). Also includes "more features" (ie.g. free *69, etc.). VONAGE Holdings Corp, apparently is the market leader.  They appeared to be the most...