gwraigty
Thinks s/he gets paid by the post
I agree and I'm going to do this myself. All my online pays are from checking and so are the checks, as well as the atm hits. Cool idea and easy! Thanks -
You're quite welcome!
I agree and I'm going to do this myself. All my online pays are from checking and so are the checks, as well as the atm hits. Cool idea and easy! Thanks -
RobbieB if I had your money I would throw mine away. LOL Have fun and I would die on the spot if I spent that much in one year. Lol
Yep - our city is "supposed" to have 2 main cable providers, and does in many parts. Problem is - the second provider only built out in Phase One of our sub, and for whatever reason never built out in the other phases (including ours).
A case in point. A gallon of milk in our area has been selling for $1.49 recently. Regular price. Not on sale. No coupons. At 2 different stores. What do you pay for a gallon of milk? A gallon of gas? $2.41 lately here. Multiply those differences by other common mutual expenses we might share.
Gallon of milk here in Houston averages about $3.50. MAybe you mean a 1/2 gallon? We are not in a HCOL area.
Gasoline (87 octane) is about $2.40 gallon.
Gallon of milk here in Houston averages about $3.50. MAybe you mean a 1/2 gallon? We are not in a HCOL area.
Gasoline (87 octane) is about $2.40 gallon.
I hit the bank site and added up the last 12 months. Two hundred and thirty five grand!
Woo-Hoo, Blow That Dough!
This is a common error - he is confusing "family" with "household".What I found most interesting though is this:
"For many people, being wealthy means being financially independent and not having to work for a living, says Bradley Nelson, of Lyon Park Advisors. He says a family with a net worth of $2.27 million could easily be wealthy.
If that family spent a conservative 3% of their assets each year, they would have $68,100 a year to live on. That's more than the median household income in the United States of $61,000 -- without even having to work."
True. Although some of us complain that we aren’t wealthy, most of us here are wealthy as measured in health and happiness.
I did not spend anywhere near that the last 12 months.
But my portfolio "lost" more than that in the month of May.
Which is better?
the cool thing is even with all this rampant spending my net worth remains the same. Kudos to [-]merrill lynch - [/-] mr. Market.
I feel very contented, but not wealthy. To me it's the freedom of time, and ability to travel a bit even if on public planes, but most importantly to know I will be able to afford to eat
Wouldn't a satellite device such as DirecTV be a second option? They could be used for negotiating purposes even if you wouldn't want to use them. Unless the HOA doesn't permit satellite dishes.
And while on the subject of being able to eat, I am just as guilty for the food hoarding.
Because we have time to go grocery shopping and to look around, we would occasionally find some exotic "good stuff" on sales. Don't know about you, but we do not see wild-caught Alaskan salmon that often. Nor veal shank. Nor elk frenched rack. Nor duck prosciutto. And I am the one who said we needed to stock up on exotic deals because they were rare.
We 'snowbird' to Hawaii. COL a bit more than the Seattle area, but the water/beaches make it worth every penny to us. The diving is not world class, but nice.This is what has kept us in So CA also. However we also highly value nice beaches with warm water and great viz for diving. So CA falls short on this. We are trying to find another place we could live that would meet our diving/warm beaches need while also offering at least some of the other benefits So CA offers. Haven’t found it yet, but still looking.
Do you own a Foodsaver? ...
1. Define subsidies. Our health insurance is reasonable from my husband's employer. They self-insure. See my post #144.
2. See my post #139. I account for everything. This year will be a new roof, contracted for $7,600. I'll have to write out a check for that to avoid the CC surcharge. That will, of course, easily show up as a debit in the checking account that I use to tally the total for our annual spending this year at the start of next January. It would be pretty hard to miss.
3. But I do need some new towels. Some of ours are over 27 years old, for a fact.
Not specifically addressing anyone in particular, but it seems there's some disbelief here that families (or individuals) can live on what is perceived as so little. Either we're not accounting for everything we're spending, or we're getting subsidies (does this mean government handouts), or something else that I can't quite figure out.
Why is spending these modest amounts of money to live any more unbelievable than the disbelief some have posted getting from co-workers when announcing their early retirements? Same thing, IMO.
Marko, Italy and Poland.
1. Thats exactly what I mean, reasonably priced health care from an employer skews the comparison if you are paying for a family of 4 without subsidy, its not a negative towards anyone, it just means you are comparing apples and oranges, so you need to factor that in.
2. I see that you accounted for it which then put your number up to $37k which is roughly twice the $18k-25k I was referring to.. thus your not exactly in the category I was referring to since $37k to me seems about average once the house is paid off.
I don't think its that people can't fathom its just there are lots of details people leave out, which was my point. You can't compare numbers without those details.. ie my brother spends roughly $25k a year; however he drives a company car, talks on a company cell phone, gets his health care for free thru his wife's work, etc.. I'm super happy for him, but if I tried to live on $25k a year without factoring all those things in it would be completely unrealistic... ie hard to fathom.