2017 budget based on 1998 spending

Here is the housing cost numbers.

1998
Rent 850
Utility 100
Household 100

2017
Property tax 1700
Insurance/HOA 250
Utility 500
Household 500

Insurance at 2100 per year is a pretty reasonable number for a structure valued at 600k. I believe it's much lower than east/west coast. It is lower than other major cities of Texas.

Utility includes biweekly gardener service. Household includes any house repair, such as deductible for roof replacement (average one every 10 years in Austin).

Currently, hosing is the largest non-discretionary category.

There was one category missing but is now growing fast which is health care. We paid pretty much nothing then but now we are paying 450 monthly premium for HDHP. And all our family need glasses and dental work. That comes at about another 400 per month.
 
Here is the housing cost numbers.

1998
Rent 850
Utility 100
Household 100

2017
Property tax 1700
Insurance/HOA 250
Utility 500
Household 500

Insurance at 2100 per year is a pretty reasonable number for a structure valued at 600k. I believe it's much lower than east/west coast. It is lower than other major cities of Texas.

Utility includes biweekly gardener service. Household includes any house repair, such as deductible for roof replacement (average one every 10 years in Austin).

Currently, hosing is the largest non-discretionary category.

There was one category missing but is now growing fast which is health care. We paid pretty much nothing then but now we are paying 450 monthly premium for HDHP. And all our family need glasses and dental work. That comes at about another 400 per month.

So who was closest to your monthly spend? You implied this was a game... who won?
(Pick me, pick me!!! LOL)
 
outside of housing, Month costs

4000 monthly school tuition
1500 Country Club Dues
3000 Month Vacations averaged
2000 Boat dockage
1000 Month gas /diesel
5000 Month Brokerage fees
15000 Month Federal Taxes Averaged
2000 Month Insurances (cars, Boat, Umbrella Etc)
1000 Grocery
1500 Restaurants
1000 vet/equestrian
500 Recreational Drugs (Alcohol / Other)
2500 Auto Leases (Bentley & Extended Pick-up)
5000 Charity

$40 - $45K Monthly Spend. Balance to savings / investment.


Am I close?
 
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