2017 YTD investment performance thread

[DEC-1982]

YTD 13.4% (equity/income is 63/37). Fixed income includes cash.

60/40 (Total Stock/Total Bond) benchmark is 13.2%
63/37 is 13.7%

 

[pb4uski]

YTD (November 30, 2017) returns for a collection of 'close-to' 60/40 funds (from Morningstar.com):

13.90% VSMGX Vg LifeStrategy Moderate Growth (60/40)
13.02% VTWNX Vg Target Retirement 2020 (56/44)
12.98% VBIAX Vg Balanced Index (60/40), no foreign
12.84% DGSIX DFA Global 60/40 I, small-cap & value tilted
11.35% VWENX Vg Wellington (65/35)
13.39% VTTVX Vg Target Retirement 2025 (64/36)
17.06% VGSTX Vg STAR (63/37)

In the past month VTSAX (Total US Stock Index) was up 3.04% while VTIAX (Total Int'l) was up 0.80%. YTD these two funds are up about 20% and 25%, respectively, so US is trying to catch up to international before the end of the year.

I hadn't noticed until just now that STAR is spanking the field... STAR was my go-to balanced fund back in the day... bought it for both kids and owned some ourselves... good to see it doing well.

 

[tmm99]

11.5% for me. I'm happy with it.

 

[CardsFan]

YTD return (adjusted for spending): 13.56% (AA: 60/32/8)

Total portfolio is up 22% after 20 months of retirement, even after spending.

I am a happy camper

 

[NW-Bound]

In the past month VTSAX (Total US Stock Index) was up 3.04% while VTIAX (Total Int'l) was up 0.80%. YTD these two funds are up about 20% and 25%, respectively, so US is trying to catch up to international before the end of the year.

Being 70% in stock and with the rest mostly in cash, I did not do too badly YTD at 18% compared to the total market. However, what goes up more comes down harder in a bear market. Price to pay for high-beta stocks. Looking to unwind some of these high fliers.

Come on, where are the buyers? Step up and buy, you scaredy cats!

 

[tmm99]

YTD return (adjusted for spending): 13.56% (AA: 60/32/8)

Total portfolio is up 22% after 20 months of retirement, even after spending.

I am a happy camper

Yeah, nothing can beat seeing your portfolio go up while spending.

 

[SoReady]

11.5% here. Breakout is from Personal Capital... not sure why they make cash a negative.

Cash -3.43%
Intl Bonds 8.67%
U.S. Bonds 31.63%
Intl Stocks 14.29%
U.S. Stocks 41.87%
Alternatives 6.77%

 

[SpinDr]

Definitely a great year on the equity side! Through November we're up 17.6% for a diversified equity portfolio with an 87/13 equity and bond/cash split.

The International equities are finally holding up their end of the bargain which has helped a lot. They were certainly dragging down performance for many years. While I have not been doing a lot of re-balancing previously this could be the year.

 

[Golden sunsets]

Comment on 2/1: OK made me look. PRR for the year to date without cash is 2.15%. Including cash it is 1.93%. I'll take it.

Comment on 3/1: Updating my post above as of today. Up 3.77% not including cash. Including cash 3.39%. Not quite as much progress but happy with it anyway.

Comment on 4/29: Two months since I calculated our PRR. YTD is now 4.81% without cash and 4.38% with cash. Sold a bit of stock yesterday and bought some bonds.

Comment on 6/1: One month since I calculated our PRR. YTD is now 5.7% without cash, and 5.18% including cash. XIRR for a total year at this pace would be 12.99% including Cash. No plans to tinker with AA.

Comment 7/1: One month since I last calculated our PRR and also the mid year point. YTD PRR using XIRR formula is now 6.24% w/o cash and 5.69% including cash like instruments such as high yield savings, I bonds, and near term CD's. Not as much progress, but I would love to replicate these returns in the second half of the year.

Comment on 8/2: As of 7/31 XIRR 8.26% not including Cash, 7.51% including Cash. Big bump over last month and the Dow just hit 22,000 this morning. Fingers are crossed.

Comment on 9/2: As of 8/31/17 XIRR 8.64% not including Cash, 7.86% including Cash.
Meh.........

Comment on 10/1: As of 9/30/17 XIRR 9.99% not including Cash, 9.09% including Cash. Happy Dance.

Comment on 11/2: As of 10/31/17 XIRR not including cash of 11.79%, including Cash, 10.72% including low yielding cash. Well "Dayum". My benchmark is 10.10%. Biggest winners SCZ(28.20), VWO(27.22) and VEA(23.30). IVV lagging at 16.66. Reits a dissapointment.

Comment on 12/1: PRR based on XIRR, 12.76% not including cash and low yielding instruments, 11.64% including cash type instruments. Whee!!!

AA: 54/41/5

 

[Ed B]

14.46% ytd

My portfolio has changed quite a bit as I get used to self-directed investments in my 401k. I started out with value funds with a small percentage in tech sector. Of course value funds aren't doing as well as growth funds this year.

I eventually landed at the following:

36% VWIAX
27% SP500 Index fund in core 401K
17% VOOG
18% VTI
2% LMT

 

[Pilot2013]

Rebalanced AA about 2 months ago, I am already out of my 70/25/5 target again. Up 18.67% YTD. Thinking about rebalancing again in the next week or so.

 

[sengsational]

My all-in, spend adjusted is 14.1%, up 1.3% since last month.

 

[KCGeezer]

12.5 for me. 59/32/9 AA. 68 and sunny. I'll enjoy things while I can.

 

[Jerry1]

I don't track everything, but my 401k is pretty conservative and it's up over 10% this year. Very nice.

 

[Totoro]

Approaching year end:

• Index +4%
• Individual +14%
• Emerging market tracker: +17%

 

[Whisper66]

I’ll bring up the rear this year with ytd of about 4.5-5.0. I run exact numbers only quarterly. Heavily into solid dividend paying equities purchased at pretty low prices. AA is now 55/45, lowest I’ve ever been due to concern for over valued market. It’s enough for me, sleep well at night. Good to hear others are doing well.

 

[willing2try]

Up 22.6% YTD as of today.

Small Cap Growth 10.9%
Small/Mid Growth 16.7%
Large Cap Growth 14.2%
International 7.5%
Emerging Market 9.0%
Real Estate 11.1%
Index - US S&P 500 5.4%
Capital & Income 1.1%
Global Stock/Bond 2.2%
Bond 22.0%

 

[Fermion]

My trading account is up 540% YTD (thanks Endocyte) but is still getting trounced by anyone who "invested" in bitcoin

 

[NW-Bound]

Nice. How large is your trading account with respect to the entire stash?

My "trading account" is my main IRA, rolled over from megacorp 401k 2 decades ago. It is up 24.5% YTD, and is not 100% in stock either. I use this tax-deferred account so that I do not have to account for loss/gain on all the trades I make. It is currently 40% of all investable assets.

The 18% I reported earlier was computed from the total stash, including the "cash" in his/her I-bonds, residual cash in nearly all investing accounts, and even the cash in the checking account (and liabilities in credit card balances that have not cleared).

 

[NW-Bound]

Forgot to add, most of the covered-call options I wrote were on stocks in the above account. This year, the premium generated contributed nearly 6% to the 24.5% gain on this account

When this premium total is divided by the total stash at this point, it is 2%.

This is a good year (and I have been lucky). Do not want to push my luck and offend the market god, so y'all can see why I want to scale back, er, "rebalance".


PS. Oops, forgot to account for the withdrawal from this trading account to buy bread (and Cognac). It is really up 26.7%. Gosh, I need to convert some shares to cash quickly before that gain evaporates.

 

[audreyh1]

Retirement assets - up 14.55% YTD! Wow!!!

All investable assets - up 13.09% YTD after taking into account YTD spending.

A big jump in the two months since I last calculated. My mind is quietly being blown..........

 

[Totoro]

Up 22.6% YTD as of today.

Small Cap Growth 10.9%
Small/Mid Growth 16.7%
Large Cap Growth 14.2%
International 7.5%
Emerging Market 9.0%
Real Estate 11.1%
Index - US S&P 500 5.4%
Capital & Income 1.1%
Global Stock/Bond 2.2%
Bond 22.0%

Does not compute? +22.6% is higher than any of the detailed ones.

 

[Islandtraveler]

Vanguard Index – 22.1%
Fundx- 16.2%
Bonds - 6.51%
Blended – 17.30%

It’s been a great year. I think I might buy a new shirt. Maybe a Tesla!

 

[capjak]

Investment Target 50/50
Current 45/45/10

Up 12.98% per personal capital YTD




Coinbase: Bitcoin/Ethereum/Litecoin up 78% bought over last 2.5 months with mad money $2K.

 

[willing2try]

Does not compute? +22.6% is higher than any of the detailed ones.

That's my asset allocation, not individual returns.